# JetLend. Инвестиции vs SMARTLAB

The clearest difference is rating: JetLend. Инвестиции at 4.7 against SMARTLAB's 3.0. JetLend. Инвестиции also leads on update cadence (fortnightly vs every 2 months) and ratings volume (41 vs 2). SMARTLAB's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JetLend. Инвестиции holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: JetLend. Инвестиции has 41 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 24% of JetLend. Инвестиции's written reviews are positive against 45% of SMARTLAB's, so the app with the better star average is not the one people write more warmly about.

JetLend. Инвестиции ships an update fortnightly, SMARTLAB every 2 months. The most recent releases landed on September 20, 2026 and July 23, 2026 respectively.

## The numbers

| Metric | JetLend. Инвестиции | SMARTLAB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (41 ratings)](https://appshunter.io/ios/app/jetlend/id1556130355/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/smartlab/id1602002316/reviews) |
| Number of ratings | **41** | 2 |
| Positive reviews | 24.3% of reviews | **45.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 45 MB | 28 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [JETLEND, OOO](https://appshunter.io/developer/1556130357) | [Timofey Martynov](https://appshunter.io/developer/1602002318) |

## What reviewers say

### JetLend. Инвестиции

[App page](https://appshunter.io/ios/app/jetlend/id1556130355)

Invest in businesses through a regulated online platform. Earn attractive returns by directly lending to small and medium-sized enterprises. Access fast, transparent, and convenient financing for your capital.

**Highlights:** Crowdlending platform, Direct business lending, Attractive investor returns, Regulated by the Central Bank, Transparent financing for businesses

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for passive investing
- 👍 Good alternative to deposits/bonds
- 👍 User-friendly interface
- 👍 Fast application processing
- 👍 Clear terms and conditions

**What reviewers complain about**

- 👎 No profit, only losses
- 👎 Difficult to withdraw funds
- 👎 Low liquidity
- 👎 High default rates
- 👎 Unrealistic promised returns

**Reported bugs**

- Mobile app constantly malfunctions
- App crashes
- App shows a white screen on launch
- App does not respond to screen touches
- App freezes after the logo screen

**Requested features**

- Improve app stability
- Address white screen bug
- Improve withdrawal process speed
- Increase transparency in return calculation
- Enhance borrower vetting process


### SMARTLAB

[App page](https://appshunter.io/ios/app/smartlab/id1602002316)

This app provides real-time stock market news, investment ideas, and discussions on trading strategies. It connects thousands of active investors and traders monthly, with around a thousand bloggers sharing their insights.

**Highlights:** Real-time stock market information, Latest market news, Investment ideas, Trading method discussions, Community of investors and traders, Blogger insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JetLend. Инвестиции free?

JetLend. Инвестиции is free to download, with no in-app purchases.

### Is SMARTLAB free?

SMARTLAB is free to download, with no in-app purchases.

### Which has better reviews, JetLend. Инвестиции or SMARTLAB?

JetLend. Инвестиции is rated higher. JetLend. Инвестиции averages 4.7 out of 5 from 41 ratings, while SMARTLAB averages 3.0 from 2 ratings.

### Do JetLend. Инвестиции or SMARTLAB have ads?

JetLend. Инвестиции shows ads; SMARTLAB does not.

### Which is updated more often, JetLend. Инвестиции or SMARTLAB?

JetLend. Инвестиции ships an update fortnightly, and SMARTLAB every 2 months. Most recently, JetLend. Инвестиции was updated on September 20, 2026 and SMARTLAB on July 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*