# JetLend. Инвестиции vs Поток

The clearest difference is review sentiment: Поток at 85% against JetLend. Инвестиции's 24%. Поток also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). JetLend. Инвестиции's advantage is ratings volume (41 vs 12). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Поток holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 41 and 12 respectively. Written reviews point the same way: 24% of JetLend. Инвестиции's written reviews are positive against 85% of Поток's.

JetLend. Инвестиции ships an update fortnightly, Поток every 2 weeks. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | JetLend. Инвестиции | Поток |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (41 ratings)](https://appshunter.io/ios/app/jetlend/id1556130355/reviews) | **[4.9 (12 ratings)](https://appshunter.io/ios/app/id6450306955/reviews)** |
| Number of ratings | **41** | 12 |
| Positive reviews | 24.3% of reviews | **84.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 45 MB | 83 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JETLEND, OOO](https://appshunter.io/developer/1556130357) | [ООО "Поток.Система"](https://appshunter.io/developer/1692759260) |

## What reviewers say

### JetLend. Инвестиции

[App page](https://appshunter.io/ios/app/jetlend/id1556130355)

Invest in businesses through a regulated online platform. Earn attractive returns by directly lending to small and medium-sized enterprises. Access fast, transparent, and convenient financing for your capital.

**Highlights:** Crowdlending platform, Direct business lending, Attractive investor returns, Regulated by the Central Bank, Transparent financing for businesses

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for passive investing
- 👍 Good alternative to deposits/bonds
- 👍 User-friendly interface
- 👍 Fast application processing
- 👍 Clear terms and conditions

**What reviewers complain about**

- 👎 No profit, only losses
- 👎 Difficult to withdraw funds
- 👎 Low liquidity
- 👎 High default rates
- 👎 Unrealistic promised returns

**Reported bugs**

- Mobile app constantly malfunctions
- App crashes
- App shows a white screen on launch
- App does not respond to screen touches
- App freezes after the logo screen

**Requested features**

- Improve app stability
- Address white screen bug
- Improve withdrawal process speed
- Increase transparency in return calculation
- Enhance borrower vetting process


### Поток

[App page](https://appshunter.io/ios/app/id6450306955)

Invest in business loans with this platform, offering potentially higher returns than traditional options. Utilize AI-powered scoring for risk management and track your investments with detailed analytics. Manage your accounts easily and get support for your financial growth.

**Highlights:** Invest in business loans, AI-powered risk scoring, High annual returns up to 25%, Easy account management, Detailed analytics and statistics, Central Bank of Russia licensed

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is JetLend. Инвестиции free?

JetLend. Инвестиции is free to download, with no in-app purchases.

### Is Поток free?

Поток is free to download, with no in-app purchases.

### Which has better reviews, JetLend. Инвестиции or Поток?

Поток is rated higher. JetLend. Инвестиции averages 4.7 out of 5 from 41 ratings, while Поток averages 4.9 from 12 ratings.

### Do JetLend. Инвестиции or Поток have ads?

JetLend. Инвестиции shows ads; Поток does not.

### Which is updated more often, JetLend. Инвестиции or Поток?

JetLend. Инвестиции ships an update fortnightly, and Поток every 2 weeks. Most recently, JetLend. Инвестиции was updated on September 20, 2026 and Поток on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*