# JetLend. Инвестиции vs Spent

The clearest difference is in-app purchases: JetLend. Инвестиции at none against Spent's 2. JetLend. Инвестиции also leads on iOS requirement (15.1 vs 18.0). Spent's advantage is ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Spent sells 2 in-app purchases, starting at $2.99 per month. JetLend. Инвестиции asks for nothing beyond the download.

JetLend. Инвестиции ships an update fortnightly, Spent every 10 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | JetLend. Инвестиции | Spent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (45 ratings)](https://appshunter.io/ios/app/jetlend/id1556130355/reviews)** | — |
| Number of ratings | **45** | — |
| Positive reviews | 24.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 45 MB | 5 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [JETLEND, OOO](https://appshunter.io/developer/1556130357) | [Artem Beletskiy](https://appshunter.io/developer/1455071946) |

## What reviewers say

### JetLend. Инвестиции

[App page](https://appshunter.io/ios/app/jetlend/id1556130355)

Invest in businesses through a regulated online platform. Earn attractive returns by directly lending to small and medium-sized enterprises. Access fast, transparent, and convenient financing for your capital.

**Highlights:** Crowdlending platform, Direct business lending, Attractive investor returns, Regulated by the Central Bank, Transparent financing for businesses

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for passive investing
- 👍 Good alternative to deposits/bonds
- 👍 User-friendly interface
- 👍 Fast application processing
- 👍 Clear terms and conditions

**What reviewers complain about**

- 👎 No profit, only losses
- 👎 Difficult to withdraw funds
- 👎 Low liquidity
- 👎 High default rates
- 👎 Unrealistic promised returns

**Reported bugs**

- Mobile app constantly malfunctions
- App crashes
- App shows a white screen on launch
- App does not respond to screen touches
- App freezes after the logo screen

**Requested features**

- Improve app stability
- Address white screen bug
- Improve withdrawal process speed
- Increase transparency in return calculation
- Enhance borrower vetting process


### Spent

[App page](https://appshunter.io/ios/app/spent-project-cost-tracker/id6811003710)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spent Pro · Monthly | $2.99 | per month |
| Spent Pro · Yearly | $19.99 | per year |


## Frequently asked questions

### Is JetLend. Инвестиции free?

JetLend. Инвестиции is free to download, with no in-app purchases.

### Is Spent free?

Spent is free to download, with in-app purchases available.

### Do JetLend. Инвестиции or Spent have ads?

JetLend. Инвестиции shows ads; Spent does not.

### Which is updated more often, JetLend. Инвестиции or Spent?

JetLend. Инвестиции ships an update fortnightly, and Spent every 10 days. Most recently, JetLend. Инвестиции was updated on November 3, 2026 and Spent on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*