# IBIS InGold vs PPF banka Smart Banking

The clearest difference is device support: IBIS InGold at 3 against PPF banka Smart Banking's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBIS InGold ships an update every 2 weeks, PPF banka Smart Banking every 3 weeks. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | IBIS InGold | PPF banka Smart Banking |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 25.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 44 MB | 28 MB |
| Requires iOS | 16 | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [IBIS InGold a.s](https://appshunter.io/developer/1583954826) | [PPF banka a.s.](https://appshunter.io/developer/1515930544) |

## What reviewers say

### IBIS InGold

[App page](https://appshunter.io/ios/app/ibis-ingold/id1556249698)

Securely pay and receive payments using gold, bypassing traditional currency. Manage your gold balances, make fast payments via QR code or NFC, and confirm transactions with robust security features.

**Highlights:** Pay with gold, Send and receive gold payments, QR code payments, NFC payments, Biometric authentication, Manage multiple user accounts, Overview of gold balances

**Features:** macOS Compatibility

**In-app purchases:** none


### PPF banka Smart Banking

[App page](https://appshunter.io/ios/app/ppf-banka-smart-banking/id1576817726)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IBIS InGold free?

IBIS InGold is free to download, with no in-app purchases.

### Is PPF banka Smart Banking free?

PPF banka Smart Banking is free to download, with no in-app purchases.

### Do IBIS InGold or PPF banka Smart Banking have ads?

Neither IBIS InGold nor PPF banka Smart Banking shows ads.

### Which is updated more often, IBIS InGold or PPF banka Smart Banking?

IBIS InGold ships an update every 2 weeks, and PPF banka Smart Banking every 3 weeks. Most recently, IBIS InGold was updated on October 4, 2026 and PPF banka Smart Banking on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*