# SJM Rewards vs Xphood

The clearest difference is update cadence: Xphood at monthly against SJM Rewards's every 3 months. SJM Rewards's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SJM Rewards ships an update every 3 months, Xphood monthly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SJM Rewards | Xphood |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/xphood/id6770534049/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | — | Free |
| Size | 109 MB | 33 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Sociedade de Jogos de Macau, S.A.](https://appshunter.io/developer/1322362701) | [Beyond Real Paradigm LLC](https://appshunter.io/developer/1896751509) |

## What reviewers say

### SJM Rewards

[App page](https://appshunter.io/ios/app/sjm-rewards/id1556366674)

**Features:** Vision Pro support

**In-app purchases:** none


### Xphood

[App page](https://appshunter.io/ios/app/xphood/id6770534049)

Manage your finances with an AI assistant that analyzes spending and helps issue cards. Offers global card issuance, smart wallet management for digital assets, and robust security features. Includes tools for business expense management and team collaboration.

**Highlights:** AI financial analysis, Global virtual/physical card issuance, Smart wallet for digital assets, Enterprise-grade security (2FA, KYC), Business and team expense management, Dark/Light mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SJM Rewards free?

SJM Rewards is free to download, with no in-app purchases.

### Is Xphood free?

Xphood is free to download, with no in-app purchases.

### Do SJM Rewards or Xphood have ads?

Neither SJM Rewards nor Xphood shows ads.

### Which is updated more often, SJM Rewards or Xphood?

SJM Rewards ships an update every 3 months, and Xphood monthly. Most recently, SJM Rewards was updated on October 30, 2026 and Xphood on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*