# InstaSafe Authenticator vs My Meralco

The clearest difference is update cadence: My Meralco at every 2 months against InstaSafe Authenticator's every 7 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InstaSafe Authenticator ships an update every 7 months, My Meralco every 2 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | InstaSafe Authenticator | My Meralco |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.4 (58 ratings)](https://appshunter.io/ios/app/my-meralco/id6499568124/reviews)** |
| Number of ratings | — | **58** |
| Positive reviews | 0.0% of reviews | **6.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 22 MB | 110 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [InstaSafe Technologies](https://appshunter.io/developer/1265268107) | [Manila Electric Company (MERALCO)](https://appshunter.io/developer/437447744) |

## What reviewers say

### InstaSafe Authenticator

[App page](https://appshunter.io/ios/app/instasafe-authenticator/id1556381288)

This app provides multi-factor authentication for enhanced security, utilizing biometric verification and push notifications. It offers a user-friendly experience with seamless integration into existing security systems, ensuring robust protection against unauthorized access.

**Highlights:** Multi-factor authentication, Biometric verification, Push notification approvals, TOTP generation for low connectivity, Seamless integration with InstaSafe products, Zero Trust security philosophy

**Features:** macOS Compatibility

**In-app purchases:** none


### My Meralco

[App page](https://appshunter.io/ios/app/my-meralco/id6499568124)

Manage your electricity account with a dynamic dashboard and real-time payment posting. This initial release offers core functionalities, with more exciting features planned for future updates.

**Highlights:** Dynamic dashboard, Real-time payment posting, Account management, Electricity bill tracking

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth interface
- 🚀 Works fine on iPad mini 6

**What reviewers complain about**

- 🐛 Doesn't work on iPhone 15
- 🐛 Freezes and stops working
- 🐛 OTP not working
- 🐛 CAN not accepted
- 🐛 Login issues

**Reported bugs**

- App doesn't recognize CAN or email
- OTP not received
- Login credentials not working
- Account deactivation issues

**Requested features**

- Bring back the old app
- Email OTP option
- Support for overseas phone numbers


## Frequently asked questions

### Is InstaSafe Authenticator free?

InstaSafe Authenticator is free to download, with no in-app purchases.

### Is My Meralco free?

My Meralco is free to download, with no in-app purchases.

### Do InstaSafe Authenticator or My Meralco have ads?

Neither InstaSafe Authenticator nor My Meralco shows ads.

### Which is updated more often, InstaSafe Authenticator or My Meralco?

InstaSafe Authenticator ships an update every 7 months, and My Meralco every 2 months. Most recently, InstaSafe Authenticator was updated on October 22, 2026 and My Meralco on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*