# Cowry vs ProvidusPlus

The clearest difference is rating: Cowry at 3.4 against ProvidusPlus's 2.7. Cowry also leads on review sentiment (55% vs 14%) and update cadence (every 2 months vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cowry holds the better App Store score, 3.4 against 2.7. Both are backed by a comparable volume of ratings — 58 and 51 respectively. Written reviews point the same way: 55% of Cowry's written reviews are positive against 14% of ProvidusPlus's.

Cowry ships an update every 2 months, ProvidusPlus every 6 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Cowry | ProvidusPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (58 ratings)](https://appshunter.io/ios/app/cowry-payments-app/id1556632029/reviews)** | [2.7 (51 ratings)](https://appshunter.io/ios/app/providusplus/id1566859972/reviews) |
| Number of ratings | **58** | 51 |
| Positive reviews | **54.5% of reviews** | 13.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 88 MB | 68 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Touch and Pay Technologies Limited](https://appshunter.io/developer/1556632031) | [ProvidusBank](https://appshunter.io/developer/1321819991) |

## What reviewers say

### Cowry

[App page](https://appshunter.io/ios/app/cowry-payments-app/id1556632029)

Manage your micro-transaction payments easily. Top up credit via bank transfers or cash, track your payment history, and view your balance. Transfer credit to friends and family, and receive low balance notifications.

**Highlights:** Top up credit via bank transfers or cash, Check payment history, View pay as you go balance, Transfer credit to friends and family, Airtime recharge, Low balance notifications, Scan bus QR codes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ProvidusPlus

[App page](https://appshunter.io/ios/app/providusplus/id1566859972)

Manage your finances with this mobile banking application. Perform transactions, check balances, and access banking services conveniently from your smartphone.

**Highlights:** Seamless future forward banking, On-the-go access, Transaction management, Account balance checks, Banking services access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cowry free?

Cowry is free to download, with no in-app purchases.

### Is ProvidusPlus free?

ProvidusPlus is free to download, with no in-app purchases.

### Which has better reviews, Cowry or ProvidusPlus?

Cowry is rated higher. Cowry averages 3.4 out of 5 from 58 ratings, while ProvidusPlus averages 2.7 from 51 ratings.

### Do Cowry or ProvidusPlus have ads?

Neither Cowry nor ProvidusPlus shows ads.

### Which is updated more often, Cowry or ProvidusPlus?

Cowry ships an update every 2 months, and ProvidusPlus every 6 months. Most recently, Cowry was updated on October 24, 2026 and ProvidusPlus on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*