# 逗点记账 vs Flow记账

The clearest difference is in-app purchases: 逗点记账 at none against Flow记账's 1. 逗点记账 also leads on iOS requirement (9.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Flow记账 sells 1 one-off in-app purchase. 逗点记账 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 8, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | 逗点记账 | Flow记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/flow/id1574957735/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Freemium |
| Size | 27 MB | 23 MB |
| Requires iOS | **9.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai NineFrost Technology Co., Ltd.](https://appshunter.io/developer/1442487676) | [玉栋 侯](https://appshunter.io/developer/1439153484) |

## What reviewers say

### 逗点记账

[App page](https://appshunter.io/ios/app/id1557023659)

**Features:** macOS Compatibility

**In-app purchases:** none


### Flow记账

[App page](https://appshunter.io/ios/app/flow/id1574957735)

Quickly record financial transactions and gain insights into spending habits. This app simplifies bookkeeping with a clear design, focusing on consumption rather than complex account balances. Data is saved locally for privacy and can be backed up automatically.

**Highlights:** Quick transaction recording, Multi-dimensional transaction observation, Improve consumption habits, Enhance financial management, Simple and clear design, Local data saving for privacy, Automatic data backup

**Features:** Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flow Pro | $0.99 | one-time |


## Frequently asked questions

### Is 逗点记账 free?

逗点记账 is free to download, with no in-app purchases.

### Is Flow记账 free?

Flow记账 is free to download, with in-app purchases available.

### Do 逗点记账 or Flow记账 have ads?

Neither 逗点记账 nor Flow记账 shows ads.

### Which is updated more often, 逗点记账 or Flow记账?

逗点记账 ships an update monthly, and Flow记账 monthly. Most recently, 逗点记账 was updated on September 8, 2026 and Flow记账 on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*