# Pago.al vs epara

The clearest difference is rating: Pago.al at 5.0 against epara's 4.2. Pago.al also leads on ads (none vs shown) and update cadence (fortnightly vs every 3 months). epara's advantage is iOS requirement (12.4 vs 17). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pago.al holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 5 and 5 respectively.

Pago.al ships an update fortnightly, epara every 3 months. The most recent releases landed on September 21, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Pago.al | epara |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/pagoal/id1557219800/reviews)** | [4.2 (5 ratings)](https://appshunter.io/ios/app/epara/id6453123990/reviews) |
| Number of ratings | 5 | 5 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | **Free** | Ad-supported |
| Size | 65 MB | 85 MB |
| Requires iOS | 17 | **12.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Rubicon Sh.A](https://appshunter.io/developer/1556832474) | [BKT PAY SH.A](https://appshunter.io/developer/1698291588) |

## What reviewers say

### Pago.al

[App page](https://appshunter.io/ios/app/pagoal/id1557219800)

Open a current account in minutes and pay with zero commission using the app and debit card. Make payments in stores, online, and abroad, pay bills, and instantly transfer money to friends. Track income and expenses with speed, transparency, and maximum security.

**Highlights:** Open current account in minutes, Zero commission payments, Digital debit card, Pay bills and subscriptions, Instant money transfers, Track income and expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### epara

[App page](https://appshunter.io/ios/app/epara/id6453123990)

Manage your finances with virtual and physical cards for effortless payments, free ATM withdrawals, and automatic rewards. This app offers secure transactions, instant currency exchange, and real-time transaction tracking for both personal and business use.

**Highlights:** Virtual and physical cards, Free ATM withdrawals in Albania, Automatic rewards on payments, Dual currency management (ALL & EUR), Global money transfers via Ria, Secure Mastercard transactions, Transaction tracking and limit management, Business payment solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Pago.al free?

Pago.al is free to download, with no in-app purchases.

### Is epara free?

epara is free to download, with no in-app purchases.

### Which has better reviews, Pago.al or epara?

Pago.al is rated higher. Pago.al averages 5.0 out of 5 from 5 ratings, while epara averages 4.2 from 5 ratings.

### Do Pago.al or epara have ads?

epara shows ads; Pago.al does not.

### Which is updated more often, Pago.al or epara?

Pago.al ships an update fortnightly, and epara every 3 months. Most recently, Pago.al was updated on September 21, 2026 and epara on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*