# 卡喵 vs Cush记账

The clearest difference is rating: 卡喵 at 5.0 against Cush记账's 4.8. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. 卡喵 sells 3 in-app purchases, starting at $0.99 per month and Cush记账 sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

卡喵 holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 5 and 13 respectively. Written reviews point the same way: 86% of 卡喵's written reviews are positive against 83% of Cush记账's.

卡喵 ships an update every 3 weeks, Cush记账 fortnightly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 卡喵 | Cush记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (5 ratings)](https://appshunter.io/ios/app/app/id1557595766/reviews)** | [4.8 (13 ratings)](https://appshunter.io/ios/app/cush-aiapp/id6471078540/reviews) |
| Number of ratings | 5 | **13** |
| Positive reviews | **86.4% of reviews** | 83.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 93 MB |
| Requires iOS | **16.1** | 17.0 |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou ChangJing Technology Co., Ltd.](https://appshunter.io/developer/1110673763) | [Hangzhou Small Fire Network Technology Co., Ltd.](https://appshunter.io/developer/1106805320) |

## What reviewers say

### 卡喵

[App page](https://appshunter.io/ios/app/app/id1557595766)

Manage your credit cards with ease. Track bill dates, payment deadlines, and optimize spending for maximum interest-free periods. Offers customizable reminders and year-end fee tracking for financial clarity.

**Highlights:** Bill date tracking, Payment deadline reminders, Optimal spending day suggestions, Interest-free period optimization, Annual fee tracking, Customizable reminders, Offline usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 包月会员 | $0.99 | per month |
| 包年会员 | $4.99 | per year |
| 永久会员 | $9.99 | one-time |


### Cush记账

[App page](https://appshunter.io/ios/app/cush-aiapp/id6471078540)

Effortlessly manage your finances with intelligent AI analysis and automatic accounting. Track expenses, set budgets, and gain insights into your spending habits with visual charts and proactive reminders. Develop better financial habits with a simple, intuitive interface.

**Highlights:** AI financial analysis, Automatic accounting, Quick bookkeeping, Bill tagging, Proactive budget reminders, Bill import/export, Numerous widgets

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Subscribe Monthly | $0.99 | per month |
| Subscribe Annually | $9.99 | per year |
| AI Star | $2.99 | one-time |
| Subscribe Permanent | $19.99 | one-time |


## Frequently asked questions

### Is 卡喵 free?

卡喵 is free to download, with in-app purchases available.

### Is Cush记账 free?

Cush记账 is free to download, with in-app purchases available.

### Which has better reviews, 卡喵 or Cush记账?

卡喵 is rated higher. 卡喵 averages 5.0 out of 5 from 5 ratings, while Cush记账 averages 4.8 from 13 ratings.

### Do 卡喵 or Cush记账 have ads?

Neither 卡喵 nor Cush记账 shows ads.

### Which is updated more often, 卡喵 or Cush记账?

卡喵 ships an update every 3 weeks, and Cush记账 fortnightly. Most recently, 卡喵 was updated on September 22, 2026 and Cush记账 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*