# 卡喵 vs Numio

The clearest difference is in-app purchases: Numio at none against 卡喵's 3. Numio also leads on update cadence (every 4 days vs every 3 weeks) and review sentiment (100% vs 86%). 卡喵's advantage is ratings volume (6 vs 1) and iOS requirement (16.1 vs 18.0). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. 卡喵 sells 3 in-app purchases, starting at $0.99 per month. Numio asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 卡喵 against 5.0 for Numio. That said, the two scores are not equally well evidenced: 卡喵 has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 86% of 卡喵's written reviews are positive against 100% of Numio's.

卡喵 ships an update every 3 weeks, Numio every 4 days. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | 卡喵 | Numio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/app/id1557595766/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/numio-personal-asset-manager/id6774508554/reviews) |
| Number of ratings | **6** | 1 |
| Positive reviews | 86.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 40 MB | 44 MB |
| Requires iOS | **16.1** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou ChangJing Technology Co., Ltd.](https://appshunter.io/developer/1110673763) | [育铭 张](https://appshunter.io/developer/1462569767) |

## What reviewers say

### 卡喵

[App page](https://appshunter.io/ios/app/app/id1557595766)

Manage your credit cards with ease. Track bill dates, payment deadlines, and optimize spending for maximum interest-free periods. Offers customizable reminders and year-end fee tracking for financial clarity.

**Highlights:** Bill date tracking, Payment deadline reminders, Optimal spending day suggestions, Interest-free period optimization, Annual fee tracking, Customizable reminders, Offline usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 包月会员 | $0.99 | per month |
| 包年会员 | $4.99 | per year |
| 永久会员 | $9.99 | one-time |


### Numio

[App page](https://appshunter.io/ios/app/numio-personal-asset-manager/id6774508554)

Manage your assets, credit cards, and subscriptions without daily bookkeeping. Track balances, due dates, and recurring charges for a clear financial overview. Ideal for those seeking simplicity in personal finance.

**Highlights:** Asset account management, Credit card and debt tracking, Lightweight balance change logging, Multi-currency support, Subscription management with reminders, Privacy masking and local authentication, Local data export and cloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 卡喵 free?

卡喵 is free to download, with in-app purchases available.

### Is Numio free?

Numio is free to download, with no in-app purchases.

### Which has better reviews, 卡喵 or Numio?

卡喵 and Numio are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.

### Do 卡喵 or Numio have ads?

Neither 卡喵 nor Numio shows ads.

### Which is updated more often, 卡喵 or Numio?

卡喵 ships an update every 3 weeks, and Numio every 4 days. Most recently, 卡喵 was updated on October 22, 2026 and Numio on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*