# 卡喵 vs CardCalc

The clearest difference is in-app purchases: CardCalc at none against 卡喵's 3. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 卡喵 sells 3 in-app purchases, starting at $0.99 per month. CardCalc asks for nothing beyond the download.

卡喵 ships an update every 3 weeks, CardCalc every 10 days. The most recent releases landed on October 18, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | 卡喵 | CardCalc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (6 ratings)](https://appshunter.io/ios/app/app/id1557595766/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 86.4% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free with in-app purchases | — |
| Size | 40 MB | 6 MB |
| Requires iOS | 16.1 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hangzhou ChangJing Technology Co., Ltd.](https://appshunter.io/developer/1110673763) | [Takumi Sekiguchi](https://appshunter.io/developer/1896725776) |

## What reviewers say

### 卡喵

[App page](https://appshunter.io/ios/app/app/id1557595766)

Manage your credit cards with ease. Track bill dates, payment deadlines, and optimize spending for maximum interest-free periods. Offers customizable reminders and year-end fee tracking for financial clarity.

**Highlights:** Bill date tracking, Payment deadline reminders, Optimal spending day suggestions, Interest-free period optimization, Annual fee tracking, Customizable reminders, Offline usage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 包月会员 | $0.99 | per month |
| 包年会员 | $4.99 | per year |
| 永久会员 | $9.99 | one-time |


### CardCalc

[App page](https://appshunter.io/ios/app/cardcalc-spending-tracker/id6790125861)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 卡喵 free?

卡喵 is free to download, with in-app purchases available.

### Is CardCalc free?

CardCalc is free to download, with no in-app purchases.

### Do 卡喵 or CardCalc have ads?

Neither 卡喵 nor CardCalc shows ads.

### Which is updated more often, 卡喵 or CardCalc?

卡喵 ships an update every 3 weeks, and CardCalc every 10 days. Most recently, 卡喵 was updated on October 18, 2026 and CardCalc on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*