# WealthBuilder Planning vs Prosper

The clearest difference is in-app purchases: WealthBuilder Planning at none against Prosper's 3. Prosper's advantage is update cadence (every 3 weeks vs every 5 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Prosper sells 3 in-app purchases, starting at $0.99 per month. WealthBuilder Planning asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for WealthBuilder Planning against 5.0 for Prosper. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

WealthBuilder Planning ships an update every 5 months, Prosper every 3 weeks. The most recent releases landed on September 6, 2026 and June 26, 2026 respectively.

## The numbers

| Metric | WealthBuilder Planning | Prosper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/wealthbuilder-planning/id1557723072/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | **Free** | Freemium |
| Size | 53 MB | 26 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MRA ADVISORY GROUP, LLC](https://appshunter.io/developer/1557723074) | [Paulo Jose Mendes Marques](https://appshunter.io/developer/1768019220) |

## What reviewers say

### WealthBuilder Planning

[App page](https://appshunter.io/ios/app/wealthbuilder-planning/id1557723072)

This app allows users to view their entire financial life in one place. Paid subscribers can access fiduciary advisors for plan analysis, implementation, and monitoring, with flexibility for adjustments.

**Highlights:** Financial life overview, Plan analysis, Plan implementation, Plan monitoring, Advisor access, Plan adjustment flexibility

**Features:** macOS Compatibility

**In-app purchases:** none


### Prosper

[App page](https://appshunter.io/ios/app/prosper-financial-planner/id6677030972)

Plan your financial future with interactive projections for net worth, cash flow, and retirement. Simulate major life decisions and optimize financial goals like mortgage payments. Data is stored locally for privacy with optional cloud sync.

**Highlights:** Interactive net worth and cash flow projections, What-if scenario testing, Inflation-adjusted projections, Mortgage optimization tools, Household planning with multiple profiles, Offline support and local data storage

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FP Pro - Monthly | $0.99 | per month |
| FP Pro - Annual | $3.99 | per year |
| Pro Features | $6.99 | one-time |


## Frequently asked questions

### Is WealthBuilder Planning free?

WealthBuilder Planning is free to download, with no in-app purchases.

### Is Prosper free?

Prosper is free to download, with in-app purchases available.

### Which has better reviews, WealthBuilder Planning or Prosper?

WealthBuilder Planning and Prosper are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do WealthBuilder Planning or Prosper have ads?

Neither WealthBuilder Planning nor Prosper shows ads.

### Which is updated more often, WealthBuilder Planning or Prosper?

WealthBuilder Planning ships an update every 5 months, and Prosper every 3 weeks. Most recently, WealthBuilder Planning was updated on September 6, 2026 and Prosper on June 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*