# VTpass vs Zap by Paystack

VTpass and Zap by Paystack both sit at 4.2 stars, but that hides the real split: 62% of Zap by Paystack's written reviews are positive against 0% of VTpass's. VTpass's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for VTpass against 4.3 for Zap by Paystack. Both are backed by a comparable volume of ratings — 24 and 24 respectively. Written reviews are what separate them: 0% of VTpass's written reviews are positive against 62% of Zap by Paystack's.

VTpass ships an update every 3 weeks, Zap by Paystack every 2 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | VTpass | Zap by Paystack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (24 ratings)](https://appshunter.io/ios/app/vtpass-vtu-and-bills-payment/id1557796281/reviews) | **[4.3 (24 ratings)](https://appshunter.io/ios/app/zap-by-paystack/id6463129864/reviews)** |
| Number of ratings | 24 | 24 |
| Positive reviews | 0.0% of reviews | **61.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 38 MB | 62 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 17+ |
| Developer | [Broadshift Technologies Limited](https://appshunter.io/developer/1557796283) | [Paystack Payments Limited](https://appshunter.io/developer/1481413005) |

## What reviewers say

### VTpass

[App page](https://appshunter.io/ios/app/vtpass-vtu-and-bills-payment/id1557796281)

Easily pay for essential services like phone airtime, data bundles, cable TV, and electricity bills. The app simplifies transactions with a secure, three-step process: logon, select, and pay. It also supports educational payments and fund transfers.

**Highlights:** Phone airtime recharge, Internet data bundle subscription, Cable TV subscription, Electricity bill payment, Educational payments, Funds transfer

**Features:** macOS Compatibility

**In-app purchases:** none


### Zap by Paystack

[App page](https://appshunter.io/ios/app/zap-by-paystack/id6463129864)

Send money to any bank account in Nigeria with ease. Enjoy a fast, secure, and reliable platform for all your transfer needs. The app offers a hassle-free onboarding process for a seamless start.

**Highlights:** Seamless onboarding, Fast bank transfers, Secure transactions, Reliable platform, Send money to any Nigerian bank

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VTpass free?

VTpass is free to download, with no in-app purchases.

### Is Zap by Paystack free?

Zap by Paystack is free to download, with no in-app purchases.

### Which has better reviews, VTpass or Zap by Paystack?

Zap by Paystack is rated higher. VTpass averages 4.2 out of 5 from 24 ratings, while Zap by Paystack averages 4.3 from 24 ratings.

### Do VTpass or Zap by Paystack have ads?

Zap by Paystack shows ads; VTpass does not.

### Which is updated more often, VTpass or Zap by Paystack?

VTpass ships an update every 3 weeks, and Zap by Paystack every 2 weeks. Most recently, VTpass was updated on October 24, 2026 and Zap by Paystack on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*