# Kresko Wealth vs IDBI Soft Token

The clearest difference is update cadence: IDBI Soft Token at every 7 months against Kresko Wealth's every 26 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kresko Wealth ships an update every 26 months, IDBI Soft Token every 7 months. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Kresko Wealth | IDBI Soft Token |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 26 months | **Every 7 months** |
| Monetization | — | Free |
| Size | 51 MB | 11 MB |
| Requires iOS | **11.0** | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kresko Wealth](https://appshunter.io/developer/1558059667) | [IDBI BANK LIMITED](https://appshunter.io/developer/1121610258) |

## What reviewers say

### Kresko Wealth

[App page](https://appshunter.io/ios/app/kresko-wealth/id1558059305)

**Features:** macOS Compatibility

**In-app purchases:** none


### IDBI Soft Token

[App page](https://appshunter.io/ios/app/idbi-soft-token/id1588375608)

Generate One-Time Passwords (OTPs) offline for secure authentication with your bank's net banking. This app eliminates the need for SMS OTPs, offering a convenient and reliable alternative for authorizing transactions without mobile network coverage.

**Highlights:** Offline OTP generation, Alternative to SMS OTP, Secure transaction authentication, No mobile network required, Convenient OTP access, Registration via net banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kresko Wealth free?

Kresko Wealth is free to download, with no in-app purchases.

### Is IDBI Soft Token free?

IDBI Soft Token is free to download, with no in-app purchases.

### Do Kresko Wealth or IDBI Soft Token have ads?

Neither Kresko Wealth nor IDBI Soft Token shows ads.

### Which is updated more often, Kresko Wealth or IDBI Soft Token?

Kresko Wealth ships an update every 26 months, and IDBI Soft Token every 7 months. Most recently, Kresko Wealth was updated on October 9, 2026 and IDBI Soft Token on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*