# bank & borrow vs DVC Calc

The clearest difference is in-app purchases: DVC Calc at none against bank & borrow's 2. DVC Calc also leads on update cadence (every 3 weeks vs every 6 weeks). bank & borrow's advantage is ratings volume (117 vs 2). On price, rating, ads and device support there is nothing between them.

Both are free to download. bank & borrow sells 2 in-app purchases, starting at $2.99 per month. DVC Calc asks for nothing beyond the download.

DVC Calc holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: bank & borrow has 117 ratings behind it against 2, so its average is the more settled of the two.

bank & borrow ships an update every 6 weeks, DVC Calc every 3 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | bank & borrow | DVC Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (117 ratings)](https://appshunter.io/ios/app/bank-and-borrow/id1558277298/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/dvc-calc/id1672673223/reviews)** |
| Number of ratings | **117** | 2 |
| Positive reviews | 89.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Freemium | **Free** |
| Size | 67 MB | 3 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Austin Kirk](https://appshunter.io/developer/1558277300) | [Tucker Bichsel](https://appshunter.io/developer/1672673225) |

## What reviewers say

### bank & borrow

[App page](https://appshunter.io/ios/app/bank-and-borrow/id1558277298)

Plan your Disney Vacation Club trips with ease. Search and compare resort and room options, check availability, and set alerts for desired dates. Track upcoming trips and calculate dues for your contracts.

**Highlights:** Search and compare resort/room point costs, Check resort availability, Availability alerts for specific dates, Trip countdown timer, Dues calculator for contracts, Home screen widgets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus Monthly | $2.99 | per month |
| Plus Yearly | $29.99 | per year |


### DVC Calc

[App page](https://appshunter.io/ios/app/dvc-calc/id1672673223)

Easily calculate Disney Vacation Club (DVC) points needed for your desired resort, room type, and travel dates. Compare resorts and room types to find the best value for your points. Save potential trips and apply points towards your DVC contract.

**Highlights:** Calculate DVC points for stays, Compare resorts and room types, Save desired trips, Apply points to DVC contract, Plan Disney vacations

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is bank & borrow free?

bank & borrow is free to download, with in-app purchases available.

### Is DVC Calc free?

DVC Calc is free to download, with no in-app purchases.

### Which has better reviews, bank & borrow or DVC Calc?

DVC Calc is rated higher. bank & borrow averages 4.8 out of 5 from 117 ratings, while DVC Calc averages 5.0 from 2 ratings.

### Do bank & borrow or DVC Calc have ads?

Neither bank & borrow nor DVC Calc shows ads.

### Which is updated more often, bank & borrow or DVC Calc?

bank & borrow ships an update every 6 weeks, and DVC Calc every 3 weeks. Most recently, bank & borrow was updated on October 24, 2026 and DVC Calc on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*