bank & borrow vs My DVC Plan
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bank & borrow
Plan your Disney Vacation Club trips with ease. Search and compare resort and room options, check availability, and set alerts for desired dates. Track upcoming trips and calculate dues for your contracts.
- Search and compare resort/room point costs
- Check resort availability
- Availability alerts for specific dates
- Trip countdown timer
- Dues calculator for contracts
- Home screen widgets
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Welcome Home! The bank & borrow app is your home for planning your next trip! SEARCH AND COMPARE Quickly browse multiple resort and room combinations to see the point cost for your planned dates. You can also limit your results to the maximum number of points you want to use! COUNTDOWN View your upcoming trips and count down the days until your next Welcome Home! DUES CALCULATOR Quickly calculate the dues for your current contracts or a future contract! WIDGETS Countdown to your next trip from the Home Screen of your iOS device! SHARE Share your upcoming trips so you can plan with your friends and family!
My DVC Plan
This app helps Disney Vacation Club members maximize their points and vacations with a personalized plan, smart trip search, and instant availability alerts. It provides a clear roadmap for banking, borrowing, and booking, ensuring members never miss an opportunity.
- Personalized DVC plan
- Step-by-step booking roadmap
- Smarter trip search
- Instant availability alerts
- Point calculator
- Availability calendar
- Reminders
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The must-have app for Disney Vacation Club members. Replace spreadsheets with a personalized DVC plan. Manage points, search flexible dates and split stays, and get alerts when rooms become available. • Your personalized DVC plan - A step-by-step roadmap showing exactly when and what to bank, borrow, and book. - Clear actions and dates so you never miss an opportunity or waste points. - Fully customizable. Adjust your plan anytime to fit your goals. - Syncs to Apple, Google Calendars or anything that supports iCal. • Smarter trip search - Instantly see which trips actually fit your plan. - Wondering if that 2-Bedroom at Aulani is possible? We’ll show you. - Filter for real-time availability to find trips you can book right now. - Flexible date search... like “any 3-night stay in June”. - Split Stay search. Find hidden gems by splitting your stay across 2 rooms. • Instant availability alerts - Get notified the moment rooms open up. - Grab hard-to-find reservations before they’re gone. • Tools DVC members rely on - Quick point calculator for any trip - Availability calendar to spot openings at a glance - Reminders via push, text, and email so nothing slips through the cracks Try it free with no obligation for 7-days. Then a monthly or yearly subscription is required to continue. Having issues? Reach out at mydvcplan@wildcardsoftware.net. By downloading and installing, you agree to the End User License Agreement (https://www.wildcardsoftware.net/eula_dvc) and Privacy Policy (https://www.wildcardsoftware.net/privacy_dvc) Please note: My DVC Plan and Wildcard Software LLC are in no way affiliated with or officially connected to The Walt Disney Company.
Screenshots
Verdict
The clearest difference is monetization model: bank & borrow at freemium against My DVC Plan's subscription. bank & borrow also leads on ratings volume (117 vs 15). My DVC Plan's advantage is rating (5.0 vs 4.8) and chart position (#157 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. bank & borrow sells 2 in-app purchases, starting at $2.99 per month and My DVC Plan sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.
My DVC Plan holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: bank & borrow has 117 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 89% of bank & borrow's written reviews are positive against 100% of My DVC Plan's.
bank & borrow ships an update every 6 weeks, My DVC Plan every 3 weeks. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.
| Parameter | bank & borrow | My DVC Plan |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (117 ratings) | 5.0 (15 ratings) — better |
| Positive reviews | 89.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 117 — better | 15 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium — better | Subscription |
| Best chart rank | — | #157 — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 67 MB | 159 MB |
| Age rating | 4+ | 4+ |
| Developer | Austin Kirk | Wildcard Software LLC |
Customer experience
bank & borrow
My DVC Plan
In-app purchases
bank & borrow
- Plus Monthly$2.991 Month
- Plus Yearly7 Days trial$29.991 Year
My DVC Plan
- Monthly7 Days trial$7.991 Month
- Annual (Best Value!)7 Days trial$69.991 Year
