# Stonk vs PayaChat

The clearest difference is ads: PayaChat at none against Stonk's shown. PayaChat also leads on update cadence (every 5 days vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Stonk sells 10 in-app purchases, starting at $1.99 per month and PayaChat sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Stonk ships an update every 4 months, PayaChat every 5 days. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Stonk | PayaChat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/stonk/id1558279818/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 62 MB | 63 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 12+ |
| Developer | [VRealSoftware LLC](https://appshunter.io/developer/1016253276) | [HIEU BAO LE](https://appshunter.io/developer/1875829182) |

## What reviewers say

### Stonk

[App page](https://appshunter.io/ios/app/stonk/id1558279818)

This app allows users to create watchlists with friends, view detailed stock information including charts and analysis, and join or create communities for specific stocks. It also features a market news section with article discussions.

**Highlights:** Create shared stock watchlists, View detailed stock charts and analysis, Join or create stock-specific communities, Access market news with article discussions, Filter news by specific stocks

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Most Rated Stocks | $1.99 | per month |
| Level 2 Data | $4.99 | per month |
| New Watchlist Chat Thread | $0.99 | one-time |
| Archive Chat Thread For Life | $0.99 | one-time |
| Change Username | $0.99 | one-time |
| 700 Coins | $3.99 | one-time |
| 1,000 Coins | $4.99 | one-time |
| 2,500 Coins | $9.99 | one-time |
| 4,000 Coins | $14.99 | one-time |
| 15,000 Coins | $49.99 | one-time |


### PayaChat

[App page](https://appshunter.io/ios/app/payachat/id6758929583)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wallet $5 | $5.00 | one-time |
| Reaction Pack: 20 Each | $9.99 | one-time |
| Reaction Pack: 40 Each | $19.99 | one-time |
| Wallet $20 | $20.00 | one-time |
| Reaction Pack: 100 Each | $49.99 | one-time |
| Wallet $50 | $50.00 | one-time |
| Reaction Pack: 100 Each | $99.99 | one-time |
| Wallet $100 | $100.00 | one-time |
| Wallet $300 | $300.00 | one-time |


## Frequently asked questions

### Is Stonk free?

Stonk is free to download, with in-app purchases available.

### Is PayaChat free?

PayaChat is free to download, with in-app purchases available.

### Do Stonk or PayaChat have ads?

Stonk shows ads; PayaChat does not.

### Which is updated more often, Stonk or PayaChat?

Stonk ships an update every 4 months, and PayaChat every 5 days. Most recently, Stonk was updated on October 10, 2026 and PayaChat on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*