# Money Buddy Expense Tracker vs SpendGuard

The clearest difference is price: SpendGuard at Free against Money Buddy Expense Tracker's $1.99. SpendGuard also leads on update cadence (every 9 days vs every 3 weeks). Money Buddy Expense Tracker's advantage is in-app purchases (none vs 3) and ratings volume (6 vs 1). On rating, review sentiment and ads there is nothing between them.

SpendGuard is free to download; Money Buddy Expense Tracker costs $1.99 up front. SpendGuard sells 3 in-app purchases, starting at $4.99 per month. Money Buddy Expense Tracker asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Money Buddy Expense Tracker against 5.0 for SpendGuard. That said, the two scores are not equally well evidenced: Money Buddy Expense Tracker has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

Money Buddy Expense Tracker ships an update every 3 weeks, SpendGuard every 9 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Money Buddy Expense Tracker | SpendGuard |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/money-buddy-expense-tracker/id1558289474/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672/reviews) |
| Number of ratings | **6** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Paid | **Freemium** |
| Size | 3 MB | 20 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sinnig Media, LLC](https://appshunter.io/developer/1541775279) | [Ivan Hubar](https://appshunter.io/developer/1886899614) |

## What reviewers say

### Money Buddy Expense Tracker

[App page](https://appshunter.io/ios/app/money-buddy-expense-tracker/id1558289474)

Take control of your finances with this personal budget planner. Track income and expenses, visualize spending with charts, and utilize helpful calculators for loans, retirement, and tips. Stay informed with the latest finance news.

**Highlights:** Expense tracking, Budget planning, Income logging, Spending visualization (pie chart), Loan calculator, Retirement spend down calculator, Tip calculator, Finance news feed

**In-app purchases:** none


### SpendGuard

[App page](https://appshunter.io/ios/app/spendguard-expense-tracker/id6760932672)

This app acts as a spending coach, helping you curb impulse buys with a 48-hour cooling-off period and build healthy financial habits through daily streaks. It offers AI-powered spending reviews and effortless expense tracking with multi-currency support.

**Highlights:** 48-hour impulse buy protection, Daily spending streak tracking, AI-powered spending reviews, Effortless expense logging, Multi-currency support (13 currencies), Visual spending reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendGoard Pro Monthly | $4.99 | per month |
| SpendGoard Pro 3 Months | $9.99 | per 3 months |
| SpendGoard Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Money Buddy Expense Tracker free?

Money Buddy Expense Tracker costs $1.99, with no in-app purchases.

### Is SpendGuard free?

SpendGuard is free to download, with in-app purchases available.

### Which has better reviews, Money Buddy Expense Tracker or SpendGuard?

Money Buddy Expense Tracker and SpendGuard are both rated 5.0 out of 5 on the App Store, from 6 and 1 ratings respectively.

### Do Money Buddy Expense Tracker or SpendGuard have ads?

Neither Money Buddy Expense Tracker nor SpendGuard shows ads.

### Which is updated more often, Money Buddy Expense Tracker or SpendGuard?

Money Buddy Expense Tracker ships an update every 3 weeks, and SpendGuard every 9 days. Most recently, Money Buddy Expense Tracker was updated on November 3, 2026 and SpendGuard on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*