Comparison

Billsy vs Gist Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Billsy

Effortlessly manage personal and business finances with a unified dashboard, bill calendar, and automatic reminders. Track subscriptions, gain insights into spending, and avoid financial pitfalls with over 200 pre-filled templates.

Highlights
  • Unified financial dashboard
  • 200+ pre-filled expense templates
  • Comprehensive bill calendar
  • Insightful spend visualization
  • Automatic bill reminders
  • Custom bill entries
  • Exclusive offers
Read full description

Manage Your Personal and Business Finances Effortlessly Billsy is more than just a subscription & bill tracker; it's your comprehensive solution to managing both personal and business finances in one intuitive app. Starting a business is hard, especially in the early stages. Whether it’s starting a Youtube channel, an ecommerce store or a newsletter, the subscriptions start stacking up really quickly. And before you know it you’re paying hundreds of dollars for unused subscriptions. That’s why we built Billsy! At Billsy, our mission is to build the simplest and easiest tool for solo entrepreneurs & creators to streamline your expense tracking and ensure you never waste money on unused subscriptions again. ​​No matter your side hustle, our 200+ pre-filled templates have you covered for keeping track of all those bills and subscriptions. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Why Billsy? Cash Flow Mastery: Did you know that 71% of consumers waste over $50 each month on subscriptions they don’t use (src: survey conducted by Chase Bank). 82% of businesses fail because of poor cash flow management. Billsy enables you to stay on top of your cash flow by tracking all expenses efficiently (src: report by the U.S. Bank) Billsy is designed to combat common financial pitfalls, such as unmonitored subscriptions and poor cash flow management, which are major concerns for both individuals and businesses alike. Key Features: 1. Unified Financial Dashboard: Instantly view upcoming bills and monthly expenditures for both personal and business needs. 2. Pre-filled Templates: Simplify expense logging & tracking subscriptions with over 200 templates across 20 categories. 3. Comprehensive Bill Calendar: Track every payment with our visual calendar, ensuring you never miss a due date. 4. Insightful Spend Visualization: Make informed financial decisions with our intuitive charts, breaking down expenses by category for a clear view of your financial health. 5. Automatic Bill Reminders: Receive timely alerts for bill payments and subscription renewals. We also send monthly alerts so that you can stay on top of your monthly recurring bills. 6. Custom Bill Entries: Tailor your expense tracking with flexible bill input options. 7. Exclusive Offers: Enjoy special discounts on business tools and personal purchases. Billsy's Promise: #1 User-Friendly Experience: Navigate your finances with ease, thanks to Billsy's simple yet powerful interface. Data Privacy Commitment: Your privacy is our priority. Billsy requires no bank details, and your information is never sold.You can delete your data or your account anytime. Take Control Today Say goodbye to missed payments, unmonitored subscriptions, and financial uncertainty without the complexity of traditional budgeting. Signing up is free & easy! Download Billsy for FREE and embark on a journey to financial clarity and control. Whether for business or personal use, Billsy is your partner in financial management. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Missing a template, want new features, or have any other feedback for us? We’d love to hear from you from you. Please drop us a line at contact@billsyfinance.com

About

Gist Money

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Highlights
  • Privacy-focused data security
  • Easy budget creation and management
  • Insightful spending analytics
  • Bill tracking with due date reminders
  • Customizable tags and categories
  • Visual spend analysis with graphs
Features
Read full description

Say it or type it. Gist Money helps (formerly 'Expenses Manager') you turn everyday spending into a clearer picture of your money. Track expenses, plan monthly budgets, organize bills, and understand your spending habits - with less manual entry and no ads. SMARTER EVERYDAY TRACKING Say It. Review It. Save It. Describe an expense naturally, by voice or text. Gist Money turns it into transaction details you can review, edit, and save. Budget with More Clarity Set budgets for groceries, dining out, transport, and more. Follow your progress and get alerts as you approach your limits. Understand Your Spending Explore spending insights, charts, and reports. See which categories take the biggest share of your budget and how your habits change over time. KEEP YOUR MONEY ORGANIZED Income and Expenses Record daily spending and income, organize transactions, and keep a clear view of your cash flow. Bills and Reminders Keep upcoming payments organized with bill reminders that help you stay on top of due dates. Accounts, Cards, and Wallets Track transactions across your accounts, credit cards, and wallets. Keep your recorded balances and spending together in one place. Custom Categories and Tags Organize your records in a way that makes sense to you, with personalized categories and tags. Optional Cloud Sync Keep your financial data private and stay in control, or choose to sync across devices so your records stay up to date wherever you use Gist Money. No Ads. A Clearer View. Stay focused on your money with a clean, distraction-free interface. Some features require a paid plan. WE VALUE YOUR FEEDBACK Help us make Gist Money more useful for your everyday finances. Send your questions or suggestions to help@gistmoney.com. Terms of Service: https://gistmoney.com/tos Privacy Policy: https://gistmoney.com/privacy

Screenshots

Billsy4 screens
Gist Money4 screens

Verdict

The call

The clearest difference is ads: Gist Money at none against Billsy's shown. Gist Money also leads on rating (4.3 vs 3.9) and update cadence (weekly vs every 2 months). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billsy sells 3 in-app purchases, starting at $3.99 per month and Gist Money sells 17 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Gist Money holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 24 and 48 respectively. Written reviews point the same way: 53% of Billsy's written reviews are positive against 76% of Gist Money's.

UpkeepUpdate frequency

Billsy ships an update every 2 months, Gist Money weekly. The most recent releases landed on October 6, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Billsy versus Gist Money: the parameters behind the verdict, then further details
ParameterBillsyGist Money
PriceFreeFree
Rating3.9 (24 ratings)4.3 (48 ratings) — better
Positive reviews53.3% of reviews75.9% of reviews — better
Number of ratings2448 — better
Update frequencyEvery 2 monthsWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size192 MB93 MB
Age rating4+4+
DeveloperGOFORTH TECH VENTURES INCAmit Mohan

Customer experience

Billsy

All ratings24 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews15 reviews
Positive53.3%
Neutral6.7%
Negative40.0%

Gist Money

All ratings48 ratings
Positive83.3%
Neutral4.2%
Negative12.5%
Written reviews83 reviews
Positive75.9%
Neutral9.6%
Negative14.5%

In-app purchases

3 purchases

Billsy

Subscriptions2
  • Bills Organizer: Monthly Pro$3.991 Month
  • Bills Organizer: Annual Pro$29.991 Year
One-time1
  • Unlock Billsy Pro$4.99
17 purchases

Gist Money

Subscriptions12
  • Premium7 Days trial$2.997 Days
  • Premium1 Month trial$5.991 Month
  • Premium2 variants$5.991 Month
Show 9 more
  • Premium7 Days trial$19.991 Year
  • Premium2 variants$19.991 Year
  • Premium7 Days trial$29.991 Year
  • Premium1 Year trial3 variants$39.991 Year
  • Premium3 Days trial$39.991 Year
  • Premium$39.991 Year
  • Premium7 Days trial$39.991 Year
  • Pro7 Days trial$59.991 Year
  • Pro1 Month trial$59.991 Year
One-time5
  • Premium (6 months)$8.99
  • Premium (12 months)$15.99
  • Unlimited Premium Access$71.99
Show 2 more
  • Lifetime Premium$71.99
  • Lifetime Premium$89.99

Questions

Is Billsy free?
Billsy is free to download, with in-app purchases available.
Is Gist Money free?
Gist Money is free to download, with in-app purchases available.
Which has better reviews, Billsy or Gist Money?
Gist Money is rated higher. Billsy averages 3.9 out of 5 from 24 ratings, while Gist Money averages 4.3 from 48 ratings.
Do Billsy or Gist Money have ads?
Billsy shows ads; Gist Money does not.
Which is updated more often, Billsy or Gist Money?
Billsy ships an update every 2 months, and Gist Money weekly. Most recently, Billsy was updated on October 6, 2026 and Gist Money on November 3, 2026.

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