# Billsy vs Vault

The clearest difference is review sentiment: Vault at 100% against Billsy's 53%. Vault also leads on rating (4.5 vs 3.9) and ads (none vs shown). Billsy's advantage is ratings volume (24 vs 2). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Billsy sells 3 in-app purchases, starting at $3.99 per month and Vault sells 2 in-app purchases, starting at $7.99 per year. Whichever you choose, the download price is not the number that matters.

Vault holds the better App Store score, 4.5 against 3.9. That said, the two scores are not equally well evidenced: Billsy has 24 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Billsy's written reviews are positive against 100% of Vault's.

Billsy ships an update every 2 months, Vault monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Billsy | Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (24 ratings)](https://appshunter.io/ios/app/billsy-subscription-tracker/id1558377953/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/vault-subscription-tracker/id6470649903/reviews)** |
| Number of ratings | **24** | 2 |
| Positive reviews | 53.3% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 192 MB | 49 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [GOFORTH TECH VENTURES INC](https://appshunter.io/developer/1558377955) | [Viktor Grushevskiy](https://appshunter.io/developer/599506768) |

## What reviewers say

### Billsy

[App page](https://appshunter.io/ios/app/billsy-subscription-tracker/id1558377953)

Effortlessly manage personal and business finances with a unified dashboard, bill calendar, and automatic reminders. Track subscriptions, gain insights into spending, and avoid financial pitfalls with over 200 pre-filled templates.

**Highlights:** Unified financial dashboard, 200+ pre-filled expense templates, Comprehensive bill calendar, Insightful spend visualization, Automatic bill reminders, Custom bill entries, Exclusive offers

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bills Organizer: Monthly Pro | $3.99 | per month |
| Bills Organizer: Annual Pro | $29.99 | per year |
| Unlock Billsy Pro | $4.99 | one-time |


### Vault

[App page](https://appshunter.io/ios/app/vault-subscription-tracker/id6470649903)

Effortlessly track all your recurring expenses, from streaming services to gym memberships. Get timely alerts for trial expirations and price changes to avoid unwanted charges. Visualize your spending with detailed analytics and custom widgets.

**Highlights:** Subscription tracking dashboard, Trial expiration alerts, Automatic subscription import via screenshot, Financial analytics and projections, Customizable widgets for home/lock screen, Apple Watch app, Multi-currency support

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Yearly | $7.99 | per year |
| Premium Forever | $14.99 | one-time |


## Frequently asked questions

### Is Billsy free?

Billsy is free to download, with in-app purchases available.

### Is Vault free?

Vault is free to download, with in-app purchases available.

### Which has better reviews, Billsy or Vault?

Vault is rated higher. Billsy averages 3.9 out of 5 from 24 ratings, while Vault averages 4.5 from 2 ratings.

### Do Billsy or Vault have ads?

Billsy shows ads; Vault does not.

### Which is updated more often, Billsy or Vault?

Billsy ships an update every 2 months, and Vault monthly. Most recently, Billsy was updated on November 3, 2026 and Vault on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*