# Help Pay Bills vs Cino

The clearest difference is ads: Cino at none against Help Pay Bills's shown. Cino also leads on update cadence (every 11 days vs every 2 months). Help Pay Bills's advantage is device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Help Pay Bills ships an update every 2 months, Cino every 11 days. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Help Pay Bills | Cino |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (9 ratings)](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | — | 87.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | — | Free |
| Size | 62 MB | 159 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Ovidiu Lup](https://appshunter.io/developer/1338663735) | [Freerange Lamas OÜ](https://appshunter.io/developer/1639139741) |

## What reviewers say

### Help Pay Bills

[App page](https://appshunter.io/ios/app/help-pay-bills/id1558662288)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cino

[App page](https://appshunter.io/ios/app/cino-split-bills-instantly/id6443988744)

Effortlessly split bills with friends, partners, and housemates. This app allows instant settlement directly from each person's bank account, eliminating the need to chase payments or pool money. Customize split ratios and avoid foreign transaction fees.

**Highlights:** Instant bill splitting, Direct bank account settlement, Customizable split ratios, No need to pool money, Avoid foreign transaction fees, Add/remove people easily, Roulette feature for bill assignment

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Help Pay Bills free?

Help Pay Bills is free to download, with no in-app purchases.

### Is Cino free?

Cino is free to download, with no in-app purchases.

### Do Help Pay Bills or Cino have ads?

Help Pay Bills shows ads; Cino does not.

### Which is updated more often, Help Pay Bills or Cino?

Help Pay Bills ships an update every 2 months, and Cino every 11 days. Most recently, Help Pay Bills was updated on October 25, 2026 and Cino on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*