# Help Pay Bills vs Cost Split Payments

The clearest difference is in-app purchases: Help Pay Bills at none against Cost Split Payments's 4. Cost Split Payments's advantage is ads (none vs shown) and update cadence (fortnightly vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Help Pay Bills asks for nothing beyond the download.

Help Pay Bills ships an update every 2 months, Cost Split Payments fortnightly. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Help Pay Bills | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | — | Free with in-app purchases |
| Size | 62 MB | 35 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ovidiu Lup](https://appshunter.io/developer/1338663735) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Help Pay Bills

[App page](https://appshunter.io/ios/app/help-pay-bills/id1558662288)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Help Pay Bills free?

Help Pay Bills is free to download, with no in-app purchases.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Do Help Pay Bills or Cost Split Payments have ads?

Help Pay Bills shows ads; Cost Split Payments does not.

### Which is updated more often, Help Pay Bills or Cost Split Payments?

Help Pay Bills ships an update every 2 months, and Cost Split Payments fortnightly. Most recently, Help Pay Bills was updated on October 9, 2026 and Cost Split Payments on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*