# PenServ Plan Services vs Budgy App

The clearest difference is in-app purchases: PenServ Plan Services at none against Budgy App's 2. PenServ Plan Services also leads on ads (none vs shown) and device support (3 vs 1). Budgy App's advantage is update cadence (every 3 days vs every 15 months). On price there is nothing between them.

Both are free to download. Budgy App sells 2 in-app purchases, starting at $4.99 per month. PenServ Plan Services asks for nothing beyond the download.

PenServ Plan Services ships an update every 15 months, Budgy App every 3 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PenServ Plan Services | Budgy App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/penserv-plan-services/id1558804586/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 15 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 15 MB | 13 MB |
| Requires iOS | **13.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PenServ Plan Services, Inc.](https://appshunter.io/developer/1558804588) | [Matias Sueiro](https://appshunter.io/developer/1891188615) |

## What reviewers say

### PenServ Plan Services

[App page](https://appshunter.io/ios/app/penserv-plan-services/id1558804586)

Manage your employer-sponsored retirement plan. View a summary of your plans and drill down into specific details for comprehensive oversight.

**Highlights:** Retirement plan management, View plan summaries, Drill down to plan details, Employer-sponsored plan oversight

**Features:** macOS Compatibility

**In-app purchases:** none


### Budgy App

[App page](https://appshunter.io/ios/app/budgy-app/id6761737763)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Montly | $4.99 | per month |
| Yearly | $44.99 | per year |


## Frequently asked questions

### Is PenServ Plan Services free?

PenServ Plan Services is free to download, with no in-app purchases.

### Is Budgy App free?

Budgy App is free to download, with in-app purchases available.

### Do PenServ Plan Services or Budgy App have ads?

Budgy App shows ads; PenServ Plan Services does not.

### Which is updated more often, PenServ Plan Services or Budgy App?

PenServ Plan Services ships an update every 15 months, and Budgy App every 3 days. Most recently, PenServ Plan Services was updated on October 27, 2026 and Budgy App on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*