# KAYA Payments vs MIBank

The clearest difference is update cadence: MIBank at monthly against KAYA Payments's every 5 months. KAYA Payments's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KAYA Payments ships an update every 5 months, MIBank monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | KAYA Payments | MIBank |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Size | 42 MB | 35 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [NATCCO/PFCCO](https://appshunter.io/developer/1558838143) | [MIZHNARODNYI INVESTYTSIINYI BANK](https://appshunter.io/developer/1716541561) |

## What reviewers say

### KAYA Payments

[App page](https://appshunter.io/ios/app/kaya-payments/id1558838141)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MIBank

[App page](https://appshunter.io/ios/app/mibank/id6474019083)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KAYA Payments free?

KAYA Payments is free to download, with no in-app purchases.

### Is MIBank free?

MIBank is free to download, with no in-app purchases.

### Do KAYA Payments or MIBank have ads?

Neither KAYA Payments nor MIBank shows ads.

### Which is updated more often, KAYA Payments or MIBank?

KAYA Payments ships an update every 5 months, and MIBank monthly. Most recently, KAYA Payments was updated on November 3, 2026 and MIBank on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*