# John Hancock Retirement vs FutureStep

The clearest difference is review sentiment: FutureStep at 100% against John Hancock Retirement's 15%. FutureStep also leads on rating (5.0 vs 4.7). John Hancock Retirement's advantage is ratings volume (38K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FutureStep holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: John Hancock Retirement has 38K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 15% of John Hancock Retirement's written reviews are positive against 100% of FutureStep's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | John Hancock Retirement | FutureStep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (38K ratings)](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/futurestep/id6755500660/reviews)** |
| Number of ratings | **38K** | 1 |
| Positive reviews | 15.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 54 MB | 287 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [John Hancock](https://appshunter.io/developer/404571273) | [Vestwell Holdings Inc.](https://appshunter.io/developer/1745543821) |

## What reviewers say

### John Hancock Retirement

[App page](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059)

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

**Highlights:** Manage retirement plan account, View account balance and history, Update contribution rates, Set retirement goals, Model saving scenarios, Access financial education

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Robust security features
- 👍 Easy to use
- 🚀 Quick access to account information

**What reviewers complain about**

- 🐛 Frequent technical issues and app crashes
- 📉 Lack of detailed portfolio information
- 🤔 Confusing and outdated user interface
- 🔍 Difficulty accessing transaction history

**Reported bugs**

- Login issues and inability to reset password
- Inconsistent app behavior across devices
- Failure to save beneficiary information

**Requested features**

- Improved performance and reliability
- More detailed portfolio analytics and reporting
- Modernized and intuitive user interface
- Better access to transaction history and contribution details


### FutureStep

[App page](https://appshunter.io/ios/app/futurestep/id6755500660)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is John Hancock Retirement free?

John Hancock Retirement is free to download, with no in-app purchases.

### Is FutureStep free?

FutureStep is free to download, with no in-app purchases.

### Which has better reviews, John Hancock Retirement or FutureStep?

FutureStep is rated higher. John Hancock Retirement averages 4.7 out of 5 from 38K ratings, while FutureStep averages 5.0 from 1 ratings.

### Do John Hancock Retirement or FutureStep have ads?

Neither John Hancock Retirement nor FutureStep shows ads.

### Which is updated more often, John Hancock Retirement or FutureStep?

John Hancock Retirement ships an update monthly, and FutureStep monthly. Most recently, John Hancock Retirement was updated on October 26, 2026 and FutureStep on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*