# Finance Assist vs Envelope Lite

The clearest difference is in-app purchases: Envelope Lite at none against Finance Assist's 17. Finance Assist's advantage is ads (none vs shown) and iOS requirement (13.0 vs 17). On price, update cadence and device support there is nothing between them.

Both are free to download. Finance Assist sells 16 in-app purchases, starting at $0.99 per month. Envelope Lite asks for nothing beyond the download.

Finance Assist ships an update every 2 weeks, Envelope Lite fortnightly. The most recent releases landed on November 1, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Finance Assist | Envelope Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/finance-assist-money-tracker/id1558983444/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 89.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 100 MB | 28 MB |
| Requires iOS | **13.0** | 17 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Le Chuong](https://appshunter.io/developer/1558983446) | [ALASTS](https://appshunter.io/developer/1891914012) |

## What reviewers say

### Finance Assist

[App page](https://appshunter.io/ios/app/finance-assist-money-tracker/id1558983444)

Manage your finances effectively by tracking income and expenses, setting budgets, and monitoring savings goals. Visualize your money flow with insightful reports and reminders to stay in control of your financial health. Share financial data with trusted individuals for collaborative budgeting.

**Highlights:** Track income and expenses, Create and manage budgets, Set and monitor saving goals, Visualize financial data with reports, Bill payment reminders, Share finances with others, Investment portfolio tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Monthly | $1.99 | per month |
| Premium Monthly, 3 Days Trial | $1.99 | per month |
| Premium Yearly | $3.99 | per year |
| Premium Yearly | $4.49 | per year |
| Premium Yearly | $12.99 | per year |
| Yearly | $12.99 | per year |
| Remove Ads | $2.99 | one-time |
| Remove Ads | $3.99 | one-time |
| Premium Lifetime | $8.99 | one-time |
| Lifetime | $11.99 | one-time |
| Premium Lifetime | $14.99 | one-time |
| Premium Lifetime | $17.99 | one-time |
| Lifetime | $22.99 | one-time |
| Premium Lifetime | $29.99 | one-time |
| Premium Lifetime | $49.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 👍 User-friendly interface
- 👍 Good for expense tracking
- 👍 Helpful for personal finance
- 👍 Simple and intuitive

**What reviewers complain about**

- 🐛 Cannot add expenses to older dates
- 🐛 Subscription sharing issues
- 🐛 Lack of bank account linking
- 🐛 Unclear investment section
- 🐛 Missing search in category selection

**Reported bugs**

- App crashes
- Cannot add expenses
- Cannot input income
- Cannot access app
- Bugs in app, unable to input data in older dates

**Requested features**

- Add more icons for personalization
- Add credit card payment options
- Create credit debt accounts
- Add options for recurring transactions (weekdays, skipping)
- Shrink font size


### Envelope Lite

[App page](https://appshunter.io/ios/app/envelope-lite/id6761879092)

**In-app purchases:** none


## Frequently asked questions

### Is Finance Assist free?

Finance Assist is free to download, with in-app purchases available.

### Is Envelope Lite free?

Envelope Lite is free to download, with no in-app purchases.

### Do Finance Assist or Envelope Lite have ads?

Envelope Lite shows ads; Finance Assist does not.

### Which is updated more often, Finance Assist or Envelope Lite?

Finance Assist ships an update every 2 weeks, and Envelope Lite fortnightly. Most recently, Finance Assist was updated on November 1, 2026 and Envelope Lite on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*