# Payments Terminal vs Cloud Commerce

The clearest difference is update cadence: Payments Terminal at every 11 days against Cloud Commerce's every 6 weeks. Payments Terminal also leads on ratings volume (29 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Payments Terminal against 5.0 for Cloud Commerce. That said, the two scores are not equally well evidenced: Payments Terminal has 29 ratings behind it against 3, so its average is the more settled of the two.

Payments Terminal ships an update every 11 days, Cloud Commerce every 6 weeks. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Payments Terminal | Cloud Commerce |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (29 ratings)](https://appshunter.io/ios/app/payments-terminal/id1559022029/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/cloud-commerce/id6483929765/reviews) |
| Number of ratings | **29** | 3 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 72 MB | 43 MB |
| Requires iOS | 18.5 | 18.5 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [HashCash Consultants LLC](https://appshunter.io/developer/1377285555) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### Payments Terminal

[App page](https://appshunter.io/ios/app/payments-terminal/id1559022029)

Accept global payments with Bitcoin, bypassing traditional fees and chargebacks. Securely conduct business worldwide, protecting both merchants and customers from fraud and identity theft. Enjoy significant savings compared to conventional payment platforms.

**Highlights:** Eliminate transaction fees, Accept global payments, Zero chargebacks, Identity theft protection, Secure transaction tracking

**Features:** macOS Compatibility

**In-app purchases:** none


### Cloud Commerce

[App page](https://appshunter.io/ios/app/cloud-commerce/id6483929765)

This app enables businesses to accept payments anywhere by leveraging cloud-based technology. It offers solutions for in-store and digital transactions, modernizing payment acceptance for merchants of all sizes.

**Highlights:** Cloud-based payment processing, Tap on Phone functionality, Pay by Link integration, Click to Pay support, Queue busting solutions, Mobile checkout capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payments Terminal free?

Payments Terminal is free to download, with no in-app purchases.

### Is Cloud Commerce free?

Cloud Commerce is free to download, with no in-app purchases.

### Which has better reviews, Payments Terminal or Cloud Commerce?

Payments Terminal and Cloud Commerce are both rated 5.0 out of 5 on the App Store, from 29 and 3 ratings respectively.

### Do Payments Terminal or Cloud Commerce have ads?

Neither Payments Terminal nor Cloud Commerce shows ads.

### Which is updated more often, Payments Terminal or Cloud Commerce?

Payments Terminal ships an update every 11 days, and Cloud Commerce every 6 weeks. Most recently, Payments Terminal was updated on October 15, 2026 and Cloud Commerce on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*