# HHSB vs First Colony

The clearest difference is monetization model: First Colony at free against HHSB's free with in-app purchases. First Colony also leads on review sentiment (100% vs 85%) and iOS requirement (15.1 vs 18.4). HHSB's advantage is ratings volume (1.2K vs 1) and update cadence (monthly vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Colony holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: HHSB has 1.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 85% of HHSB's written reviews are positive against 100% of First Colony's.

HHSB ships an update monthly, First Colony every 3 months. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | HHSB | First Colony |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.2K ratings)](https://appshunter.io/ios/app/hhsb/id1559087726/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/first-colony/id6753807480/reviews)** |
| Number of ratings | **1.2K** | 1 |
| Positive reviews | 84.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 198 MB | 92 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Hoosier Heartland State Bank](https://appshunter.io/developer/486820811) | [First Colony Mortgage Corporation](https://appshunter.io/developer/1398357380) |

## What reviewers say

### HHSB

[App page](https://appshunter.io/ios/app/hhsb/id1559087726)

Manage your finances on the go with this mobile banking app. It offers secure messaging, transaction tracking, bill payments, and mobile check deposits. Easily monitor account balances, set alerts, and find nearby branches.

**Highlights:** Check account balances and view transactions, Secure direct messaging with bankers, Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfer money, Mobile check deposit, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none


### First Colony

[App page](https://appshunter.io/ios/app/first-colony/id6753807480)

Manage your homebuying journey with this tool. Apply for loans, track your progress in real-time, and easily connect with your loan officer. Streamline your home purchase or refinance from your mobile device.

**Highlights:** Apply for loans on mobile, Track loan progress, Real-time push notifications, One-click call to loan officer, Home purchase and refinance support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HHSB free?

HHSB is free to download, with no in-app purchases.

### Is First Colony free?

First Colony is free to download, with no in-app purchases.

### Which has better reviews, HHSB or First Colony?

First Colony is rated higher. HHSB averages 4.8 out of 5 from 1.2K ratings, while First Colony averages 5.0 from 1 ratings.

### Do HHSB or First Colony have ads?

Neither HHSB nor First Colony shows ads.

### Which is updated more often, HHSB or First Colony?

HHSB ships an update monthly, and First Colony every 3 months. Most recently, HHSB was updated on October 22, 2026 and First Colony on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*