# Finance Tracker vs Budget Flow | Expense Tracker

The clearest difference is rating: Budget Flow | Expense Tracker at 4.8 against Finance Tracker's 4.4. Budget Flow | Expense Tracker also leads on review sentiment (90% vs 63%) and ratings volume (337 vs 112). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $2.99 per month and Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Flow | Expense Tracker holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 112 and 337 respectively. Written reviews point the same way: 63% of Finance Tracker's written reviews are positive against 90% of Budget Flow | Expense Tracker's.

Finance Tracker ships an update fortnightly, Budget Flow | Expense Tracker every 2 weeks. Both last shipped on October 30, 2026.

## The numbers

| Metric | Finance Tracker | Budget Flow | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (112 ratings)](https://appshunter.io/ios/app/finance-tracker-accountit/id1559425430/reviews) | **[4.8 (337 ratings)](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876/reviews)** |
| Number of ratings | 112 | **337** |
| Positive reviews | 63.1% of reviews | **90.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 139 MB | 215 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad, Mac, Apple Watch | iPhone, iPad, Mac, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [DesignTech SIA](https://appshunter.io/developer/1540325368) | [Fabian Hasse](https://appshunter.io/developer/1529861729) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-accountit/id1559425430)

Effortlessly track daily finances with this powerful transaction organizer. Categorize, tag, and manage recurring expenses with ease. Analyze your spending with a dedicated summary screen and secure, local data storage.

**Highlights:** Unlimited transactions, Custom categories and tags, Recurring transaction management, Receipt scanning and photo attachments, Transaction summary and analysis, iCloud sync and sharing, CSV import/export

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $9.99 | per year |
| Accountit Plus Lifetime | $19.99 | one-time |

**What reviewers like**

- 🎨 Clean, simple, and elegant UI design
- ☁️ Seamless iCloud sync across devices
- 💰 Affordable pricing with lifetime option
- 📱 Universal iOS and Mac app support
- ⚡ Quick and easy transaction entry

**What reviewers complain about**

- 🐛 Frequent crashes on iPad and iPhone
- 🐛 App freezes when adding transactions
- 🐛 Sync issues between devices
- 🐛 Gray screen appears when entering data
- ⚠️ Poor performance with large transaction volumes

**Reported bugs**

- App crashes when opening or using basic features
- Crashes when typing in Title field on iPad
- Full page gray screen when adding transactions
- Sync not working correctly on Mac app
- Budget section crashes when clicked

**Requested features**

- Automatic bank account synchronization (Saltedge integration)
- Direct transfers between accounts
- Multi-currency support with real-time conversion
- Zero-based budgeting option
- Monthly and yearly expense reports


### Budget Flow | Expense Tracker

[App page](https://appshunter.io/ios/app/budget-flow-expense-tracker/id1640091876)

Effortlessly track income and expenses with this modern, user-friendly expense tracker. It offers secure offline use, customizable dashboards, and robust budget planning tools to help you achieve your financial goals.

**Highlights:** Track income and expenses, Customizable dashboard, Multiple accounts and categories, Budget planning, Shared budgeting, Secure data storage, Offline use

**Features:** Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Version (1 Month) | $4.99 | per month |
| Full Version (1 Year) | $29.99 | per year |
| Full Version (Discounted) | $49.99 | one-time |
| Full Version (Lifetime) | $69.99 | one-time |

**What reviewers like**

- 🚀 Excellent app features
- 👍 Easy to use and intuitive
- 💰 Helpful for tracking expenses
- 🔍 Customizable and flexible
- 🌟 Great user interface

**What reviewers complain about**

- 🐛 Some bugs and glitches
- 💱 Lack of currency conversion options
- 📊 Limited reporting and analytics
- 🔒 No bank account integration

**Reported bugs**

- Transactions disappearing from accounts
- Inconsistent data display in reports
- Rounding issues with decimal amounts

**Requested features**

- Add monthly recurring reminders
- Improve search functionality
- Provide more detailed budgeting options
- Integrate receipt scanning and OCR
- Allow custom currency support


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is Budget Flow | Expense Tracker free?

Budget Flow | Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Finance Tracker or Budget Flow | Expense Tracker?

Budget Flow | Expense Tracker is rated higher. Finance Tracker averages 4.4 out of 5 from 112 ratings, while Budget Flow | Expense Tracker averages 4.8 from 337 ratings.

### Do Finance Tracker or Budget Flow | Expense Tracker have ads?

Neither Finance Tracker nor Budget Flow | Expense Tracker shows ads.

### Which is updated more often, Finance Tracker or Budget Flow | Expense Tracker?

Finance Tracker ships an update fortnightly, and Budget Flow | Expense Tracker every 2 weeks. Most recently, Finance Tracker was updated on October 30, 2026 and Budget Flow | Expense Tracker on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*