# Finance Tracker vs Paylist

The clearest difference is rating: Paylist at 5.0 against Finance Tracker's 4.4. Paylist also leads on review sentiment (100% vs 63%) and update cadence (every 4 days vs fortnightly). Finance Tracker's advantage is ratings volume (112 vs 1) and device support (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $2.99 per month and Paylist sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Paylist holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Finance Tracker has 112 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 63% of Finance Tracker's written reviews are positive against 100% of Paylist's.

Finance Tracker ships an update fortnightly, Paylist every 4 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Finance Tracker | Paylist |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (112 ratings)](https://appshunter.io/ios/app/finance-tracker-accountit/id1559425430/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284/reviews)** |
| Number of ratings | **112** | 1 |
| Positive reviews | 63.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 139 MB | 20 MB |
| Requires iOS | **17.0** | 18.6 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [DesignTech SIA](https://appshunter.io/developer/1540325368) | [权东 李](https://appshunter.io/developer/6793769256) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-accountit/id1559425430)

Effortlessly track daily finances with this powerful transaction organizer. Categorize, tag, and manage recurring expenses with ease. Analyze your spending with a dedicated summary screen and secure, local data storage.

**Highlights:** Unlimited transactions, Custom categories and tags, Recurring transaction management, Receipt scanning and photo attachments, Transaction summary and analysis, iCloud sync and sharing, CSV import/export

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $9.99 | per year |
| Accountit Plus Lifetime | $19.99 | one-time |

**What reviewers like**

- 🎨 Clean, simple, and elegant UI design
- ☁️ Seamless iCloud sync across devices
- 💰 Affordable pricing with lifetime option
- 📱 Universal iOS and Mac app support
- ⚡ Quick and easy transaction entry

**What reviewers complain about**

- 🐛 Frequent crashes on iPad and iPhone
- 🐛 App freezes when adding transactions
- 🐛 Sync issues between devices
- 🐛 Gray screen appears when entering data
- ⚠️ Poor performance with large transaction volumes

**Reported bugs**

- App crashes when opening or using basic features
- Crashes when typing in Title field on iPad
- Full page gray screen when adding transactions
- Sync not working correctly on Mac app
- Budget section crashes when clicked

**Requested features**

- Automatic bank account synchronization (Saltedge integration)
- Direct transfers between accounts
- Multi-currency support with real-time conversion
- Zero-based budgeting option
- Monthly and yearly expense reports


### Paylist

[App page](https://appshunter.io/ios/app/paylist-subscription-tracker/id6805378284)

Manage all your recurring expenses and one-time purchases in one place. Get timely reminders for renewals and expirations to avoid unwanted charges. Track your spending across different periods and currencies.

**Highlights:** Subscription management, Renewal and expiration reminders, Payment tracking, Spending analysis by period, Multi-currency support, Local data backup and export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Paylist Premium (Monthly) | $1.99 | per month |
| Paylist Premium (Yearly) | $16.99 | per year |
| Paylist Premium (Lifetime) | $19.99 | one-time |


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is Paylist free?

Paylist is free to download, with in-app purchases available.

### Which has better reviews, Finance Tracker or Paylist?

Paylist is rated higher. Finance Tracker averages 4.4 out of 5 from 112 ratings, while Paylist averages 5.0 from 1 ratings.

### Do Finance Tracker or Paylist have ads?

Neither Finance Tracker nor Paylist shows ads.

### Which is updated more often, Finance Tracker or Paylist?

Finance Tracker ships an update fortnightly, and Paylist every 4 days. Most recently, Finance Tracker was updated on October 24, 2026 and Paylist on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*