# ABA Merchant vs DV PAY

The clearest difference is rating: DV PAY at 5.0 against ABA Merchant's 4.0. ABA Merchant's advantage is ratings volume (15 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DV PAY holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: ABA Merchant has 15 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | ABA Merchant | DV PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (15 ratings)](https://appshunter.io/ios/app/aba-merchant/id1559488956/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/dv-pay/id6445850625/reviews)** |
| Number of ratings | **15** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 87 MB | 104 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Advanced Bank of Asia Ltd.](https://appshunter.io/developer/1027725950) | [JIN HONG ZHEN TECHNOLOGY PLC.](https://appshunter.io/developer/1674213407) |

## What reviewers say

### ABA Merchant

[App page](https://appshunter.io/ios/app/aba-merchant/id1559488956)

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

**Highlights:** Accept customer payments, mPOS solution, Suitable for various business types, Easy activation with bank account, Free to use

**Features:** Vision Pro support

**In-app purchases:** none


### DV PAY

[App page](https://appshunter.io/ios/app/dv-pay/id6445850625)

This app offers quick and easy payment solutions for businesses and individuals. It supports QR code transactions, personal wallets, and fast transfers, integrating comprehensive life services.

**Highlights:** QR code collection and payment, Personal digital wallet, Fast money transfers, Comprehensive life services integration, Merchant payment solutions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ABA Merchant free?

ABA Merchant is free to download, with no in-app purchases.

### Is DV PAY free?

DV PAY is free to download, with no in-app purchases.

### Which has better reviews, ABA Merchant or DV PAY?

DV PAY is rated higher. ABA Merchant averages 4.0 out of 5 from 15 ratings, while DV PAY averages 5.0 from 1 ratings.

### Do ABA Merchant or DV PAY have ads?

Neither ABA Merchant nor DV PAY shows ads.

### Which is updated more often, ABA Merchant or DV PAY?

ABA Merchant ships an update monthly, and DV PAY monthly. Most recently, ABA Merchant was updated on October 24, 2026 and DV PAY on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*