# ABA Merchant vs PPHL

The clearest difference is iOS requirement: PPHL at 13.0 against ABA Merchant's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ABA Merchant ships an update monthly, PPHL every 5 weeks. The most recent releases landed on October 27, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | ABA Merchant | PPHL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (15 ratings)](https://appshunter.io/ios/app/aba-merchant/id1559488956/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Free | — |
| Size | 87 MB | 148 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Advanced Bank of Asia Ltd.](https://appshunter.io/developer/1027725950) | [Hayden Cassar](https://appshunter.io/developer/1329470709) |

## What reviewers say

### ABA Merchant

[App page](https://appshunter.io/ios/app/aba-merchant/id1559488956)

This mobile point-of-sale solution allows businesses of any size to accept customer payments. It's designed for entrepreneurs and businesses like cafes, salons, or delivery services. Simply download, activate with your bank account, and start processing transactions.

**Highlights:** Accept customer payments, mPOS solution, Suitable for various business types, Easy activation with bank account, Free to use

**Features:** Vision Pro support

**In-app purchases:** none


### PPHL

[App page](https://appshunter.io/ios/app/pphl/id6448482928)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ABA Merchant free?

ABA Merchant is free to download, with no in-app purchases.

### Is PPHL free?

PPHL is free to download, with no in-app purchases.

### Do ABA Merchant or PPHL have ads?

Neither ABA Merchant nor PPHL shows ads.

### Which is updated more often, ABA Merchant or PPHL?

ABA Merchant ships an update monthly, and PPHL every 5 weeks. Most recently, ABA Merchant was updated on October 27, 2026 and PPHL on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*