# Simfolio vs Accumula

The clearest difference is device support: Simfolio at 3 against Accumula's 1. Simfolio also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Simfolio sells 4 in-app purchases, starting at $3.99 per month and Accumula sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Simfolio ships an update every 5 days, Accumula every 6 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Simfolio | Accumula |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/simfolio-financial-planner/id1559748715/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 87.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 6 days |
| Monetization | Free with in-app purchases | — |
| Size | 30 MB | 69 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Wisani Shilumani](https://appshunter.io/developer/1540110318) | [MOHD AZRUL ABDULL RAHIM](https://appshunter.io/developer/1833462161) |

## What reviewers say

### Simfolio

[App page](https://appshunter.io/ios/app/simfolio-financial-planner/id1559748715)

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

**Highlights:** Net worth tracking and forecasting, Retirement planning, Financial goal setting, Investment portfolio visualization, Compare to market benchmarks, Track individual account performance

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Simfolio Premium Monthly | $3.99 | per month |
| Simfolio Premium Annual | $24.99 | per year |
| Simfolio Premium Bi-annual | $39.99 | per 6 months |
| Premium Lifetime Access | $149.99 | one-time |


### Accumula

[App page](https://appshunter.io/ios/app/accumula-net-worth-tracker/id6751108733)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Annual Plan | $44.99 | per year |


## Frequently asked questions

### Is Simfolio free?

Simfolio is free to download, with in-app purchases available.

### Is Accumula free?

Accumula is free to download, with in-app purchases available.

### Do Simfolio or Accumula have ads?

Neither Simfolio nor Accumula shows ads.

### Which is updated more often, Simfolio or Accumula?

Simfolio ships an update every 5 days, and Accumula every 6 days. Most recently, Simfolio was updated on November 3, 2026 and Accumula on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*