# Finko vs Refi Scout

The clearest difference is review sentiment: Refi Scout at 100% against Finko's 0%. Refi Scout also leads on update cadence (daily vs every 2 months). Finko's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Finko asks for nothing beyond the download.

Finko ships an update every 2 months, Refi Scout daily. Both last shipped on October 24, 2026.

## The numbers

| Metric | Finko | Refi Scout |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/refi-scout/id6761666778/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 54 MB | 1 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aabasoft Technologies (India) Private Limited](https://appshunter.io/developer/1259808238) | [Dappled Company LLC](https://appshunter.io/developer/1890729281) |

## What reviewers say

### Finko

[App page](https://appshunter.io/ios/app/finko/id1559848590)

Manage your gold loans conveniently with this app. Apply for new loans, view existing details, and make repayments securely. It also offers a gold loan calculator and branch locator.

**Highlights:** Apply for gold loans, View active loan details, Repay interest and principal, Gold loan calculator, Locate nearest branches, Biometric account security, Multi-language support

**Features:** macOS Compatibility

**In-app purchases:** none


### Refi Scout

[App page](https://appshunter.io/ios/app/refi-scout/id6761666778)

This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.

**Highlights:** Daily mortgage rate monitoring, Personalized refinance score, Customizable refinance alerts, Support for multiple properties, 12-month rate history, On-device data privacy

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Annual | $39.99 | per year |
| Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Finko free?

Finko is free to download, with no in-app purchases.

### Is Refi Scout free?

Refi Scout is free to download, with in-app purchases available.

### Do Finko or Refi Scout have ads?

Refi Scout shows ads; Finko does not.

### Which is updated more often, Finko or Refi Scout?

Finko ships an update every 2 months, and Refi Scout daily. Most recently, Finko was updated on October 24, 2026 and Refi Scout on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*