# Cookie vs Z Saving

The clearest difference is monetization model: Z Saving at free against Cookie's free with in-app purchases. Z Saving also leads on review sentiment (100% vs 92%). Cookie's advantage is device support (5 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Cookie sells 4 in-app purchases, starting at $0.99 per month and Z Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Cookie ships an update every 9 days, Z Saving every 8 days. The most recent releases landed on October 27, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Cookie | Z Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (338 ratings)](https://appshunter.io/ios/app/cookie-budget-and-expense/id1559943673/reviews)** | — |
| Number of ratings | **338** | — |
| Positive reviews | 91.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 8 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 137 MB | 23 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beijing Noncurious Technology Co., Ltd.](https://appshunter.io/developer/1492668005) | [SeeHigh Tech](https://appshunter.io/developer/1760058263) |

## What reviewers say

### Cookie

[App page](https://appshunter.io/ios/app/cookie-budget-and-expense/id1559943673)

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

**Highlights:** Customizable income/expense categories, Budget goal setting, Savings plan creation, Multi-currency support with auto-conversion, Subscription & installment management, Cloud sync across devices, Privacy protection with password lock

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cookie Monthly Membership | $0.99 | per month |
| Cookie Annual Premium Member | $4.49 | per year |
| 打赏催更 | $0.99 | one-time |
| Cookie lifetime premium member | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and clean UI
- 🚀 Convenient and easy to use
- 💯 Comprehensive features
- 💰 Affordable subscription
- 🔒 No ads or in-app purchases

**What reviewers complain about**

- 🐛 Sync issues and data loss after updates
- ⚠️ Limited location and currency support
- 🔍 Lack of advanced reporting and analytics
- 🕰️ Slow transaction sync

**Reported bugs**

- Disappearing transaction history
- Incorrect currency conversion
- Widget and Apple Watch app issues

**Requested features**

- Ability to import data from other apps
- Customizable budgeting and forecasting tools
- Multi-user and shared account support
- Automatic categorization and tagging
- Integration with banking/financial services


### Z Saving

[App page](https://appshunter.io/ios/app/z-saving/id6529545230)

Track your savings goals with this minimalist app. It automatically calculates progress, displays trends with charts, and allows for detailed notes. Your financial data is stored locally and can be exported, ensuring privacy and control.

**Highlights:** Automatic savings statistics, Trend charts for financial progress, Detailed saving notes, Local data storage, iCloud data backup, JSON data import/export

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Z Saving Premium - Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Cookie free?

Cookie is free to download, with in-app purchases available.

### Is Z Saving free?

Z Saving is free to download, with in-app purchases available.

### Do Cookie or Z Saving have ads?

Neither Cookie nor Z Saving shows ads.

### Which is updated more often, Cookie or Z Saving?

Cookie ships an update every 9 days, and Z Saving every 8 days. Most recently, Cookie was updated on October 27, 2026 and Z Saving on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*