# Zen SmartLearn vs Finances...

The clearest difference is in-app purchases: Zen SmartLearn at none against Finances...'s 2. Zen SmartLearn also leads on ads (none vs shown) and iOS requirement (13.6 vs 15.0). Finances...'s advantage is update cadence (monthly vs every 8 months). On price and device support there is nothing between them.

Both are free to download. Finances... sells 2 in-app purchases, starting at $1.99 per month. Zen SmartLearn asks for nothing beyond the download.

Zen SmartLearn ships an update every 8 months, Finances... monthly. The most recent releases landed on October 10, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Zen SmartLearn | Finances... |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 months | **Monthly** |
| Size | 138 MB | 100 MB |
| Requires iOS | **13.6** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CONICLE COMPANY LIMITED](https://appshunter.io/developer/979282578) | [Olga Ivanova](https://appshunter.io/developer/1733570435) |

## What reviewers say

### Zen SmartLearn

[App page](https://appshunter.io/ios/app/zen-smartlearn/id1560077496)

**Features:** macOS Compatibility

**In-app purchases:** none


### Finances...

[App page](https://appshunter.io/ios/app/finances/id6742321942)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| finances_by_oliva_subscription | $1.99 | per month |
| finances_by_oliva_donation_1 | $1.99 | one-time |


## Frequently asked questions

### Is Zen SmartLearn free?

Zen SmartLearn is free to download, with no in-app purchases.

### Is Finances... free?

Finances... is free to download, with in-app purchases available.

### Do Zen SmartLearn or Finances... have ads?

Finances... shows ads; Zen SmartLearn does not.

### Which is updated more often, Zen SmartLearn or Finances...?

Zen SmartLearn ships an update every 8 months, and Finances... monthly. Most recently, Zen SmartLearn was updated on October 10, 2026 and Finances... on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*