# Debty vs Debt Docket

The clearest difference is rating: Debty at 4.8 against Debt Docket's 2.5. Debty also leads on ratings volume (138 vs 2) and update cadence (every 5 days vs every 3 weeks). Debt Docket's advantage is review sentiment (86% vs 69%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debty sells 3 in-app purchases, starting at $2.99 per month and Debt Docket sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Debty holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Debty has 138 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 69% of Debty's written reviews are positive against 86% of Debt Docket's, so the app with the better star average is not the one people write more warmly about.

Debty ships an update every 5 days, Debt Docket every 3 weeks. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Debty | Debt Docket |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (138 ratings)](https://appshunter.io/ios/app/debty-private-debt-tracker/id1560139068/reviews)** | [2.5 (2 ratings)](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343/reviews) |
| Number of ratings | **138** | 2 |
| Positive reviews | 69.1% of reviews | **85.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 17 MB | 28 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Derg AB](https://appshunter.io/developer/1315368385) | [Mehmet Ates](https://appshunter.io/developer/1691008490) |

## What reviewers say

### Debty

[App page](https://appshunter.io/ios/app/debty-private-debt-tracker/id1560139068)

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

**Highlights:** Track debts and loans, Manage shared expenses, Automatic calculations, Payment reminders, iCloud synchronization, Intuitive interface

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Quarterly | $8.99 | per 3 months |
| Annual | $24.99 | per year |

**What reviewers like**

- 👍 Simple and straightforward interface
- ✨ Attractive and clean UI
- 🚀 Fast to add records
- ✅ No ads or unnecessary features
- 💰 Optional subscription model

**What reviewers complain about**

- 💸 Introduction of subscription model
- ⚠️ Free version has limitations (e.g., 3 debtors)
- 💰 FaceID unlock is paid
- 🔄 Frequent updates can be disruptive
- 🗑️ Data loss issues reported

**Reported bugs**

- App crashes when adding new debtor (after premium)
- App crashes when deleting a transaction
- App crashes on startup after update
- App crashes and data is lost
- All records disappeared after an update

**Requested features**

- Filter out 0 owed amounts
- Sort by total amount
- Automatic repayment options
- Cloud backup option
- iOS 26 style


### Debt Docket

[App page](https://appshunter.io/ios/app/debt-docket-debt-tracking/id6453604343)

Track foreign currency debts with exchange rates and graphical analysis. Manage your finances locally on your device for enhanced security and control. Take charge of your financial future.

**Highlights:** Graphical debt analysis by currency, Real-time exchange rates for debts, User-friendly financial data management, Local data storage for security, Foreign currency debt monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Docket Monthly | $4.99 | per month |
| Debt Docket Annual | $29.99 | per year |


## Frequently asked questions

### Is Debty free?

Debty is free to download, with in-app purchases available.

### Is Debt Docket free?

Debt Docket is free to download, with in-app purchases available.

### Which has better reviews, Debty or Debt Docket?

Debty is rated higher. Debty averages 4.8 out of 5 from 138 ratings, while Debt Docket averages 2.5 from 2 ratings.

### Do Debty or Debt Docket have ads?

Neither Debty nor Debt Docket shows ads.

### Which is updated more often, Debty or Debt Docket?

Debty ships an update every 5 days, and Debt Docket every 3 weeks. Most recently, Debty was updated on October 22, 2026 and Debt Docket on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*