# Debty vs SubsTrackPro

The clearest difference is price: Debty at Free against SubsTrackPro's $1.99. Debty also leads on device support (4 vs 2). SubsTrackPro's advantage is in-app purchases (none vs 3) and iOS requirement (14.0 vs 18.0). On ads there is nothing between them.

Debty is free to download; SubsTrackPro costs $1.99 up front. Debty sells 3 in-app purchases, starting at $2.99 per month. SubsTrackPro asks for nothing beyond the download.

## The numbers

| Metric | Debty | SubsTrackPro |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[4.8 (138 ratings)](https://appshunter.io/ios/app/debty-private-debt-tracker/id1560139068/reviews)** | — |
| Number of ratings | **138** | — |
| Positive reviews | 69.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 3 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Derg AB](https://appshunter.io/developer/1315368385) | [Yunus Yilmaz Erdogmus](https://appshunter.io/developer/1707505827) |

## What reviewers say

### Debty

[App page](https://appshunter.io/ios/app/debty-private-debt-tracker/id1560139068)

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

**Highlights:** Track debts and loans, Manage shared expenses, Automatic calculations, Payment reminders, iCloud synchronization, Intuitive interface

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Quarterly | $8.99 | per 3 months |
| Annual | $24.99 | per year |

**What reviewers like**

- 👍 Simple and straightforward interface
- ✨ Attractive and clean UI
- 🚀 Fast to add records
- ✅ No ads or unnecessary features
- 💰 Optional subscription model

**What reviewers complain about**

- 💸 Introduction of subscription model
- ⚠️ Free version has limitations (e.g., 3 debtors)
- 💰 FaceID unlock is paid
- 🔄 Frequent updates can be disruptive
- 🗑️ Data loss issues reported

**Reported bugs**

- App crashes when adding new debtor (after premium)
- App crashes when deleting a transaction
- App crashes on startup after update
- App crashes and data is lost
- All records disappeared after an update

**Requested features**

- Filter out 0 owed amounts
- Sort by total amount
- Automatic repayment options
- Cloud backup option
- iOS 26 style


### SubsTrackPro

[App page](https://appshunter.io/ios/app/substrackpro-track-payments/id6476983286)

**In-app purchases:** none


## Frequently asked questions

### Is Debty free?

Debty is free to download, with in-app purchases available.

### Is SubsTrackPro free?

SubsTrackPro costs $1.99, with no in-app purchases.

### Do Debty or SubsTrackPro have ads?

Neither Debty nor SubsTrackPro shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*