Comparison

Debty vs OweSnap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debty

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Highlights
  • Track debts and loans
  • Manage shared expenses
  • Automatic calculations
  • Payment reminders
  • iCloud synchronization
  • Intuitive interface
Features
Read full description

Debty - Private Debt Tracker is a simple and intuitive app that helps you manage and track your debts, loans, and shared expenses. With Debty, you can easily record and track money you owe or are owed. No more need for notes and calculators - Debty does all the work for you. Plus, with iCloud synchronization, your records are always up-to-date across all your devices. Debty also sends reminders so you never forget to pay back a debt. Manage your finances with ease with Debty. Terms of Service: https://debty.derg.se/terms-and-conditions/ Privacy Policy: https://debty.derg.se/privacy-policy/

About

OweSnap

Features
Read full description

OweSnap makes it simple to manage personal debts and shared expenses. Whether you split dinner, lent money to a friend, or share recurring bills, OweSnap keeps everything organized so nothing slips through the cracks. Key features: Track debts in both directions — money owed to you and money you owe others Log partial payments and see remaining balances at a glance Send payment reminders directly to contacts Manage recurring bills with due date alerts Quick-launch your preferred payment app (Venmo, Cash App, PayPal, and more) to settle up instantly Share debts with other OweSnap users for real-time collaboration Multi-currency support Clean dashboard showing your total balance, who owes the most, and upcoming due dates Stop relying on memory or messy group chats. OweSnap gives you a clear, organized record of every dollar — so you can keep friendships and finances stress-free terms of use: https://owesnap.netlify.app/terms privacy policy : https://owesnap.netlify.app/privacy

Screenshots

Debty4 screens
OweSnap3 screens

Verdict

The call

The clearest difference is update cadence: Debty at every 4 days against OweSnap's every 3 weeks. OweSnap's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debty sells 3 in-app purchases, starting at $2.99 per month and OweSnap sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debty ships an update every 4 days, OweSnap every 3 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Debty versus OweSnap: the parameters behind the verdict, then further details
ParameterDebtyOweSnap
PriceFreeFree
Rating4.8 (139 ratings) — better—
Positive reviews69.1% of reviews—
Number of ratings139 — better—
Update frequencyEvery 4 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size17 MB29 MB
Age rating4+4+
DeveloperDerg ABjoshua black

Bugs and requests

Debty

Reported bugs

9 issues
  • App crashes when adding new debtor (after premium)
  • App crashes when deleting a transaction
  • App crashes on startup after update
  • App crashes and data is lost
  • All records disappeared after an update
Show 4 more
  • App becomes unusable after update
  • Payment issues
  • App takes up a lot of space
  • App crashes and data is erased

Requested features

11 requests
  • Filter out 0 owed amounts
  • Sort by total amount
  • Automatic repayment options
  • Cloud backup option
  • iOS 26 style
Show 6 more
  • Transfer data to another phone
  • Add debtors in two currencies
  • Search for debtor names
  • Option to hide users with zero balance
  • Balance section with clickable currency buttons
  • Contact developer for suggestions

OweSnap

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Debty

Subscriptions3
  • Monthly7 Days trial$2.991 Month
  • Quarterly7 Days trial$8.993 Months
  • Annual7 Days trial$24.991 Year
2 purchases

OweSnap

Subscriptions2
  • owesnap monthly$3.991 Month
  • owesnap yearly$39.991 Year

Questions

Is Debty free?
Debty is free to download, with in-app purchases available.
Is OweSnap free?
OweSnap is free to download, with in-app purchases available.
Do Debty or OweSnap have ads?
Neither Debty nor OweSnap shows ads.
Which is updated more often, Debty or OweSnap?
Debty ships an update every 4 days, and OweSnap every 3 weeks. Most recently, Debty was updated on October 30, 2026 and OweSnap on October 25, 2026.

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