Debty vs OweSnap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debty
Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.
- Track debts and loans
- Manage shared expenses
- Automatic calculations
- Payment reminders
- iCloud synchronization
- Intuitive interface
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Debty - Private Debt Tracker is a simple and intuitive app that helps you manage and track your debts, loans, and shared expenses. With Debty, you can easily record and track money you owe or are owed. No more need for notes and calculators - Debty does all the work for you. Plus, with iCloud synchronization, your records are always up-to-date across all your devices. Debty also sends reminders so you never forget to pay back a debt. Manage your finances with ease with Debty. Terms of Service: https://debty.derg.se/terms-and-conditions/ Privacy Policy: https://debty.derg.se/privacy-policy/
OweSnap
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OweSnap makes it simple to manage personal debts and shared expenses. Whether you split dinner, lent money to a friend, or share recurring bills, OweSnap keeps everything organized so nothing slips through the cracks. Key features: Track debts in both directions — money owed to you and money you owe others Log partial payments and see remaining balances at a glance Send payment reminders directly to contacts Manage recurring bills with due date alerts Quick-launch your preferred payment app (Venmo, Cash App, PayPal, and more) to settle up instantly Share debts with other OweSnap users for real-time collaboration Multi-currency support Clean dashboard showing your total balance, who owes the most, and upcoming due dates Stop relying on memory or messy group chats. OweSnap gives you a clear, organized record of every dollar — so you can keep friendships and finances stress-free terms of use: https://owesnap.netlify.app/terms privacy policy : https://owesnap.netlify.app/privacy
Screenshots
Verdict
The clearest difference is update cadence: Debty at every 4 days against OweSnap's every 3 weeks. OweSnap's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debty sells 3 in-app purchases, starting at $2.99 per month and OweSnap sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Debty ships an update every 4 days, OweSnap every 3 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | Debty | OweSnap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (139 ratings) — better | — |
| Positive reviews | 69.1% of reviews | — |
| Number of ratings | 139 — better | — |
| Update frequency | Every 4 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 18.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 17 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Derg AB | joshua black |
Bugs and requests
Debty
Reported bugs
9 issues- App crashes when adding new debtor (after premium)
- App crashes when deleting a transaction
- App crashes on startup after update
- App crashes and data is lost
- All records disappeared after an update
Show 4 moreShow fewer
- App becomes unusable after update
- Payment issues
- App takes up a lot of space
- App crashes and data is erased
Requested features
11 requests- Filter out 0 owed amounts
- Sort by total amount
- Automatic repayment options
- Cloud backup option
- iOS 26 style
Show 6 moreShow fewer
- Transfer data to another phone
- Add debtors in two currencies
- Search for debtor names
- Option to hide users with zero balance
- Balance section with clickable currency buttons
- Contact developer for suggestions
OweSnap
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Debty
- Monthly7 Days trial$2.991 Month
- Quarterly7 Days trial$8.993 Months
- Annual7 Days trial$24.991 Year
OweSnap
- owesnap monthly$3.991 Month
- owesnap yearly$39.991 Year









