# Debty vs Debt Tracker

The clearest difference is in-app purchases: Debt Tracker at none against Debty's 3. Debt Tracker also leads on iOS requirement (15.0 vs 18.0). Debty's advantage is device support (4 vs 2). On price and ads there is nothing between them.

Both are free to download. Debty sells 3 in-app purchases, starting at $2.99 per month. Debt Tracker asks for nothing beyond the download.

## The numbers

| Metric | Debty | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (139 ratings)](https://appshunter.io/ios/app/debty-iou-and-debt-tracker/id1560139068/reviews)** | — |
| Number of ratings | **139** | — |
| Positive reviews | 69.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 36 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Derg AB](https://appshunter.io/developer/1315368385) | [AHMED ALMANSOOP](https://appshunter.io/developer/1735681911) |

## What reviewers say

### Debty

[App page](https://appshunter.io/ios/app/debty-iou-and-debt-tracker/id1560139068)

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

**Highlights:** Track debts and loans, Manage shared expenses, Automatic calculations, Payment reminders, iCloud synchronization, Intuitive interface

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Quarterly | $8.99 | per 3 months |
| Annual | $24.99 | per year |

**What reviewers like**

- 👍 Simple and straightforward interface
- ✨ Attractive and clean UI
- 🚀 Fast to add records
- ✅ No ads or unnecessary features
- 💰 Optional subscription model

**What reviewers complain about**

- 💸 Introduction of subscription model
- ⚠️ Free version has limitations (e.g., 3 debtors)
- 💰 FaceID unlock is paid
- 🔄 Frequent updates can be disruptive
- 🗑️ Data loss issues reported

**Reported bugs**

- App crashes when adding new debtor (after premium)
- App crashes when deleting a transaction
- App crashes on startup after update
- App crashes and data is lost
- All records disappeared after an update

**Requested features**

- Filter out 0 owed amounts
- Sort by total amount
- Automatic repayment options
- Cloud backup option
- iOS 26 style


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-made-easy/id6790415931)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debty free?

Debty is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with no in-app purchases.

### Do Debty or Debt Tracker have ads?

Neither Debty nor Debt Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*