# Simple Budget vs Projections

The clearest difference is review sentiment: Simple Budget at 67% against Projections's 0%. Simple Budget also leads on rating (4.5 vs 2.0) and ads (none vs shown). Projections's advantage is update cadence (every 2 weeks vs every 3 months) and monetization model (ad-supported vs freemium). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Projections sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Budget holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: Simple Budget has 54 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 0% of Projections's.

Simple Budget ships an update every 3 months, Projections every 2 weeks. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Simple Budget | Projections |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (54 ratings)](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672/reviews) |
| Number of ratings | **54** | 1 |
| Positive reviews | **66.7% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Freemium | **Ad-supported** |
| Size | 59 MB | 63 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Luke Brady](https://appshunter.io/developer/1560574928) | [7015781 Manitoba Inc](https://appshunter.io/developer/1447045358) |

## What reviewers say

### Simple Budget

[App page](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926)

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

**Highlights:** Envelope budgeting system, Manual transaction entry, Spending insights and analysis, Budget calculator, Cross-device access, Transaction export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $0.99 | per month |
| Annual Premium Subscription | $9.99 | per year |


### Projections

[App page](https://appshunter.io/ios/app/projectionsretirement-planner/id6447589672)

This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.

**Highlights:** Create retirement projections, Manual or guided setup, Real-time impact analysis, Input assets, income, spending, Track contributions, Confidence in financial future

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual Subscription | $2.99 | per month |
| Annual Description | $29.99 | per year |


## Frequently asked questions

### Is Simple Budget free?

Simple Budget is free to download, with in-app purchases available.

### Is Projections free?

Projections is free to download, with in-app purchases available.

### Which has better reviews, Simple Budget or Projections?

Simple Budget is rated higher. Simple Budget averages 4.5 out of 5 from 54 ratings, while Projections averages 2.0 from 1 ratings.

### Do Simple Budget or Projections have ads?

Projections shows ads; Simple Budget does not.

### Which is updated more often, Simple Budget or Projections?

Simple Budget ships an update every 3 months, and Projections every 2 weeks. Most recently, Simple Budget was updated on October 30, 2026 and Projections on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*