# Simple Budget vs Simple Bill Organizer

The clearest difference is monetization model: Simple Budget at freemium against Simple Bill Organizer's subscription. Simple Budget also leads on rating (4.5 vs 4.2) and iOS requirement (15.6 vs 17.0). Simple Bill Organizer's advantage is update cadence (fortnightly vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Simple Bill Organizer sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Simple Budget holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 56 and 32 respectively. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 63% of Simple Bill Organizer's.

Simple Budget ships an update every 3 months, Simple Bill Organizer fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Simple Budget | Simple Bill Organizer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (56 ratings)](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926/reviews)** | [4.2 (32 ratings)](https://appshunter.io/ios/app/simple-bill-organizer-taproot/id6651824780/reviews) |
| Number of ratings | **56** | 32 |
| Positive reviews | **66.7% of reviews** | 62.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Freemium** | Subscription |
| Size | 59 MB | 25 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Luke Brady](https://appshunter.io/developer/1560574928) | [Josiah Kay](https://appshunter.io/developer/1763956278) |

## What reviewers say

### Simple Budget

[App page](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926)

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

**Highlights:** Envelope budgeting system, Manual transaction entry, Spending insights and analysis, Budget calculator, Cross-device access, Transaction export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $0.99 | per month |
| Annual Premium Subscription | $9.99 | per year |


### Simple Bill Organizer

[App page](https://appshunter.io/ios/app/simple-bill-organizer-taproot/id6651824780)

This app provides a simple and stress-free way to manage your finances. It organizes bills, expenses, and paychecks into a clear timeline, offering a predictable view of your money. Track spending, plan for the future, and gain clarity without complexity.

**Highlights:** Organize bills and expenses, Track income and spending, View upcoming expenses, Calculate safe spending balance, Share budgets with others, Track credit card spending, Financial analytics

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $4.99 | per month |
| All Access | $4.99 | per month |
| All Access | $44.99 | per year |
| All Access | $44.99 | per year |
| All Access | $134.99 | one-time |

**What reviewers like**

- 👍 User-friendly
- 🚀 Fast and easy to use
- 💡 Helpful features like spending tracker and balance projections

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔒 Privacy concerns with data collection
- ⛔ Lack of sign-in options besides Apple

**Reported bugs**

- Unable to save or keep currency in USD
- Opens to a black screen
- White screen after creating an account

**Requested features**

- Ability to save currency in USD while living abroad
- More sign-in options


## Frequently asked questions

### Is Simple Budget free?

Simple Budget is free to download, with in-app purchases available.

### Is Simple Bill Organizer free?

Simple Bill Organizer is free to download, with in-app purchases available.

### Which has better reviews, Simple Budget or Simple Bill Organizer?

Simple Budget is rated higher. Simple Budget averages 4.5 out of 5 from 56 ratings, while Simple Bill Organizer averages 4.2 from 32 ratings.

### Do Simple Budget or Simple Bill Organizer have ads?

Neither Simple Budget nor Simple Bill Organizer shows ads.

### Which is updated more often, Simple Budget or Simple Bill Organizer?

Simple Budget ships an update every 3 months, and Simple Bill Organizer fortnightly. Most recently, Simple Budget was updated on November 3, 2026 and Simple Bill Organizer on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*