# VÚB Banking vs MúzaPay

The clearest difference is rating: VÚB Banking at 3.2 against MúzaPay's 1.0. VÚB Banking also leads on ratings volume (58 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VÚB Banking holds the better App Store score, 3.2 against 1.0. That said, the two scores are not equally well evidenced: VÚB Banking has 58 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 2% of VÚB Banking's written reviews are positive against 0% of MúzaPay's.

VÚB Banking ships an update every 6 weeks, MúzaPay monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | VÚB Banking | MúzaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (58 ratings)](https://appshunter.io/ios/app/vub-banking/id1560712486/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/muzapay/id6480588127/reviews) |
| Number of ratings | **58** | 1 |
| Positive reviews | **2.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 242 MB | 61 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [VÚB, a.s.](https://appshunter.io/developer/645513420) | [Benefit Plus](https://appshunter.io/developer/772061224) |

## What reviewers say

### VÚB Banking

[App page](https://appshunter.io/ios/app/vub-banking/id1560712486)

Manage all your domestic and foreign payments in one place. Access an improved cards area for quick information retrieval and update your profile online. Set saving goals and stay informed with unified notifications.

**Highlights:** Domestic and foreign payments, Improved cards area, Online KYC update, Personalized offers, Unified notifications, Goal-based saving

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎨 Modern visual design and interface refresh
- 🔒 Enhanced security features (6-digit PIN, card locking)
- ⚡ Quick payment notifications
- 📱 Responsive design for mobile devices

**What reviewers complain about**

- 🐢 Extremely slow performance and loading times
- 🗺️ Confusing and chaotic navigation
- 📉 Significant loss of features from previous app
- 🔄 Unreliable transaction history and delayed updates
- ❌ Missing business account support

**Reported bugs**

- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app

**Requested features**

- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management


### MúzaPay

[App page](https://appshunter.io/ios/app/muzapay/id6480588127)

This app allows for quick and secure QR code payments for benefits. Forget physical cards or codes; simply use your phone to pay at partner locations and online. It offers biometric security and a clear transaction history.

**Highlights:** Fast QR payments, Biometric security, Transaction overview, Eco-friendly solution, Instant notifications

**In-app purchases:** none


## Frequently asked questions

### Is VÚB Banking free?

VÚB Banking is free to download, with no in-app purchases.

### Is MúzaPay free?

MúzaPay is free to download, with no in-app purchases.

### Which has better reviews, VÚB Banking or MúzaPay?

VÚB Banking is rated higher. VÚB Banking averages 3.2 out of 5 from 58 ratings, while MúzaPay averages 1.0 from 1 ratings.

### Do VÚB Banking or MúzaPay have ads?

Neither VÚB Banking nor MúzaPay shows ads.

### Which is updated more often, VÚB Banking or MúzaPay?

VÚB Banking ships an update every 6 weeks, and MúzaPay monthly. Most recently, VÚB Banking was updated on November 3, 2026 and MúzaPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*