# VÚB Banking vs KtoCoMal

The clearest difference is iOS requirement: VÚB Banking at 14.0 against KtoCoMal's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | VÚB Banking | KtoCoMal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (57 ratings)](https://appshunter.io/ios/app/vub-banking/id1560712486/reviews)** | — |
| Number of ratings | **57** | — |
| Positive reviews | 2.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | — |
| Monetization | Free | — |
| Size | 242 MB | 2 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [VÚB, a.s.](https://appshunter.io/developer/645513420) | [Maros Rajnoch](https://appshunter.io/developer/6778536389) |

## What reviewers say

### VÚB Banking

[App page](https://appshunter.io/ios/app/vub-banking/id1560712486)

Manage all your domestic and foreign payments in one place. Access an improved cards area for quick information retrieval and update your profile online. Set saving goals and stay informed with unified notifications.

**Highlights:** Domestic and foreign payments, Improved cards area, Online KYC update, Personalized offers, Unified notifications, Goal-based saving

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎨 Modern visual design and interface refresh
- 🔒 Enhanced security features (6-digit PIN, card locking)
- ⚡ Quick payment notifications
- 📱 Responsive design for mobile devices

**What reviewers complain about**

- 🐢 Extremely slow performance and loading times
- 🗺️ Confusing and chaotic navigation
- 📉 Significant loss of features from previous app
- 🔄 Unreliable transaction history and delayed updates
- ❌ Missing business account support

**Reported bugs**

- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app

**Requested features**

- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management


### KtoCoMal

[App page](https://appshunter.io/ios/app/ktocomal/id6817131312)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VÚB Banking free?

VÚB Banking is free to download, with no in-app purchases.

### Is KtoCoMal free?

KtoCoMal is free to download, with no in-app purchases.

### Do VÚB Banking or KtoCoMal have ads?

Neither VÚB Banking nor KtoCoMal shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*