# ChaniaBank vs Optima mobile

ChaniaBank and Optima mobile both sit at 4.8 stars, but that hides the real split: 90% of ChaniaBank's written reviews are positive against 54% of Optima mobile's. Optima mobile's advantage is ratings volume (98 vs 4). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for ChaniaBank against 4.9 for Optima mobile. That said, the two scores are not equally well evidenced: Optima mobile has 98 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 90% of ChaniaBank's written reviews are positive against 54% of Optima mobile's.

ChaniaBank ships an update every 3 weeks, Optima mobile every 4 weeks. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | ChaniaBank | Optima mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4 ratings)](https://appshunter.io/ios/app/chaniabank/id1560997041/reviews) | **[4.9 (98 ratings)](https://appshunter.io/ios/app/optima-mobile/id1570428414/reviews)** |
| Number of ratings | 4 | **98** |
| Positive reviews | **90.0% of reviews** | 54.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 weeks |
| Monetization | Free | Free |
| Size | 30 MB | 108 MB |
| Requires iOS | **15** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cooperative Bank of Chania L.L.C.](https://appshunter.io/developer/1560997043) | [Optima bank](https://appshunter.io/developer/1553456186) |

## What reviewers say

### ChaniaBank

[App page](https://appshunter.io/ios/app/chaniabank/id1560997041)

Manage your accounts, cards, and loans with this secure mobile banking app. Transfer funds, pay bills, and access transaction history easily. Offers biometric login and push notifications for enhanced security and convenience.

**Highlights:** Account and card balance checks, Money transfers, Bill and debt payments, Biometric login (Touch ID/Face ID), Push notifications for transactions, QR code/Barcode scanning for payments, IRIS payments activation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Optima mobile

[App page](https://appshunter.io/ios/app/optima-mobile/id1570428414)

Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.

**Highlights:** Biometric and PIN security, Customizable dashboard, Quick fund transfers, Bill payments, Expense tracking by category, Business account management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChaniaBank free?

ChaniaBank is free to download, with no in-app purchases.

### Is Optima mobile free?

Optima mobile is free to download, with no in-app purchases.

### Which has better reviews, ChaniaBank or Optima mobile?

Optima mobile is rated higher. ChaniaBank averages 4.8 out of 5 from 4 ratings, while Optima mobile averages 4.9 from 98 ratings.

### Do ChaniaBank or Optima mobile have ads?

Neither ChaniaBank nor Optima mobile shows ads.

### Which is updated more often, ChaniaBank or Optima mobile?

ChaniaBank ships an update every 3 weeks, and Optima mobile every 4 weeks. Most recently, ChaniaBank was updated on October 24, 2026 and Optima mobile on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*