# Займ vs Займы онлайн

The clearest difference is rating: Займы онлайн at 4.0 against Займ's 3.4. Займы онлайн also leads on update cadence (every 2 weeks vs monthly). Займ's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Займы онлайн holds the better App Store score, 4.0 against 3.4. Both are backed by a comparable volume of ratings — 15 and 4 respectively.

Займ ships an update monthly, Займы онлайн every 2 weeks. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Займ | Займы онлайн |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (15 ratings)](https://appshunter.io/ios/app/id1561042134/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/id6790469708/reviews)** |
| Number of ratings | **15** | 4 |
| Positive reviews | 54.3% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 31 MB | 9 MB |
| Requires iOS | **15.2** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Займ-Экспресс, ООО](https://appshunter.io/developer/1561042136) | [MERGA, OOO](https://appshunter.io/developer/6790469710) |

## What reviewers say

### Займ

[App page](https://appshunter.io/ios/app/id1561042134)

Get quick cash loans directly to your card through a mobile app. Submit applications easily, receive funds rapidly, and manage repayments conveniently. Enjoy exclusive offers and discounts available only to app users.

**Highlights:** Loans to card, Quick application, Faster application review, Instant fund transfer, Easy repayment, Exclusive app promotions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan approval and disbursement
- 👍 Easy and convenient application process
- 👍 User-friendly interface
- 👍 App works quickly
- 👍 App is helpful in emergencies

**What reviewers complain about**

- 💸 High commissions and interest rates
- 💸 Deceptive practices regarding interest and fees
- 💸 Unfairly calculated interest
- 💸 Inability to cancel insurance
- 💸 Poor customer support knowledge

**Reported bugs**

- App and website not working
- Application process freezes or doesn't proceed
- Loan funds not disbursed after approval
- Payments not being credited correctly
- Account blocked without reason

**Requested features**

- Allow loan discount for overdue payments
- Option to withdraw provided data
- More transparent fee structure
- Better handling of payments made through third parties (e.g., bailiffs)
- Improved customer support training


### Займы онлайн

[App page](https://appshunter.io/ios/app/id6790469708)

Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.

**Highlights:** Fast loan application, Funds transferred to bank card, 24/7 application processing, Quick decision-making, Individual loan terms

**In-app purchases:** none


## Frequently asked questions

### Is Займ free?

Займ is free to download, with no in-app purchases.

### Is Займы онлайн free?

Займы онлайн is free to download, with no in-app purchases.

### Which has better reviews, Займ or Займы онлайн?

Займы онлайн is rated higher. Займ averages 3.4 out of 5 from 15 ratings, while Займы онлайн averages 4.0 from 4 ratings.

### Do Займ or Займы онлайн have ads?

Займы онлайн shows ads; Займ does not.

### Which is updated more often, Займ or Займы онлайн?

Займ ships an update monthly, and Займы онлайн every 2 weeks. Most recently, Займ was updated on October 19, 2026 and Займы онлайн on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*