# Платежка Online vs MySpend

The clearest difference is review sentiment: MySpend at 100% against Платежка Online's 0%. Платежка Online's advantage is in-app purchases (none vs 5) and update cadence (every 6 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Платежка Online asks for nothing beyond the download.

Платежка Online ships an update every 6 days, MySpend every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Платежка Online | MySpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 15 MB | 45 MB |
| Requires iOS | **13.2** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IT-Компания АБС](https://appshunter.io/developer/1320756072) | [Vadim Holub](https://appshunter.io/developer/1675678220) |

## What reviewers say

### Платежка Online

[App page](https://appshunter.io/ios/app/online/id1561106292)

Easily pay all your bills in one app. Settle mobile, utility, internet, and other services. Securely process payments through a trusted banking gateway.

**Highlights:** Pay mobile phone bills, Settle utility payments (ЖКХ), Pay for internet providers, Secure payment processing, Wide range of services, Constantly expanding service list

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MySpend

[App page](https://appshunter.io/ios/app/myspend-shared-budget-tracker/id6446052184)

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

**Highlights:** Quick expense logging, Multiple wallet support, Customizable spending categories, Shareable expense links, Real-time sync for shared budgets, Visual spending analytics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $0.99 | per 7 days |
| Monthly Subscription | $2.99 | per month |
| Annual Subscription | $14.99 | per year |
| Forever without Subscription | $34.99 | per 6 months |
| Forever without Subscription | $39.99 | one-time |


## Frequently asked questions

### Is Платежка Online free?

Платежка Online is free to download, with no in-app purchases.

### Is MySpend free?

MySpend is free to download, with in-app purchases available.

### Do Платежка Online or MySpend have ads?

Neither Платежка Online nor MySpend shows ads.

### Which is updated more often, Платежка Online or MySpend?

Платежка Online ships an update every 6 days, and MySpend every 3 weeks. Most recently, Платежка Online was updated on November 3, 2026 and MySpend on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*