# PayTalk™ vs RLM

The clearest difference is update cadence: PayTalk™ at every 10 days against RLM's every 4 weeks. PayTalk™ also leads on iOS requirement (16.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. PayTalk™ sells 4 in-app purchases, starting at $4.99 per month and RLM sells 4 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.

PayTalk™ ships an update every 10 days, RLM every 4 weeks. The most recent releases landed on October 6, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PayTalk™ | RLM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (7 ratings)](https://appshunter.io/ios/app/rlm-19bx/id1597086394/reviews)** |
| Number of ratings | — | **7** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | — | No |
| Update frequency | **Every 10 days** | Every 4 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 170 MB | 7 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Wiscount Corporation](https://appshunter.io/developer/1561387316) | [R.L.M. Software](https://appshunter.io/developer/289639238) |

## What reviewers say

### PayTalk™

[App page](https://appshunter.io/ios/app/paytalk/id1561387314)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTalk™ GPT Premium | $4.99 | per month |
| PayTalk™ GPT Monthly | $9.99 | per month |
| PayTalk™ GPT Premium | $49.99 | per year |
| PayTalk™ GPT Annual | $99.99 | per year |


### RLM

[App page](https://appshunter.io/ios/app/rlm-19bx/id1597086394)

This app offers a comprehensive suite of financial, business, scientific, and statistical calculators. It includes specialized worksheets for loan amortization, bond pricing, currency exchange, probability distributions, and complex number operations. Users can also perform date and time calculations, solve arbitrary equations, and convert units.

**Highlights:** Finance worksheets (amortization, bonds, options), Business tools (bill split, break-even, currency), Statistical analysis (probability, regressions), Scientific functions (complex numbers, vectors), Unit and currency conversions, Equation solver, Date and time calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.49 | per month |
| Semi-Annual Subscription | $2.99 | per 6 months |
| Annual Subscription | $5.99 | per year |
| Lifetime Purchase | $9.99 | one-time |


## Frequently asked questions

### Is PayTalk™ free?

PayTalk™ is free to download, with in-app purchases available.

### Is RLM free?

RLM is free to download, with in-app purchases available.

### Which is updated more often, PayTalk™ or RLM?

PayTalk™ ships an update every 10 days, and RLM every 4 weeks. Most recently, PayTalk™ was updated on October 6, 2026 and RLM on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*