# PayTalk™ vs Journal & Diary

The clearest difference is device support: Journal & Diary at 3 against PayTalk™'s 1. PayTalk™'s advantage is iOS requirement (16.0 vs 26.1). On price, update cadence and in-app purchases there is nothing between them.

Both are free to download. PayTalk™ sells 4 in-app purchases, starting at $4.99 per month and Journal & Diary sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

PayTalk™ ships an update every 10 days, Journal & Diary every 2 weeks. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | PayTalk™ | Journal & Diary |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (22 ratings)](https://appshunter.io/ios/app/journal-and-diary-memoiri/id6445867241/reviews)** |
| Number of ratings | — | **22** |
| Positive reviews | — | 85.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | — | No |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 170 MB | 40 MB |
| Requires iOS | **16.0** | 26.1 |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Wiscount Corporation](https://appshunter.io/developer/1561387316) | [Mohammad Elzahaby](https://appshunter.io/developer/1287110591) |

## What reviewers say

### PayTalk™

[App page](https://appshunter.io/ios/app/paytalk/id1561387314)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayTalk™ GPT Premium | $4.99 | per month |
| PayTalk™ GPT Monthly | $9.99 | per month |
| PayTalk™ GPT Premium | $49.99 | per year |
| PayTalk™ GPT Annual | $99.99 | per year |


### Journal & Diary

[App page](https://appshunter.io/ios/app/journal-and-diary-memoiri/id6445867241)

A private digital journal for capturing daily thoughts, moods, memories, and life moments. Record text, photos, voice notes, and sketches to reflect on your experiences and notice patterns over time. Secure your entries with passcode and Face ID.

**Highlights:** Daily journal and diary entries, Save memories with text, photos, voice notes, sketches, Track mood and emotional patterns, Search entries by keywords, dates, moods, places, people, media, Passcode and Face ID protection, Focus Sessions for habit building

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| memoiri+ | $0.99 | per 7 days |
| memoiri+ | $2.99 | per month |
| memoiri+ | $24.99 | per year |


## Frequently asked questions

### Is PayTalk™ free?

PayTalk™ is free to download, with in-app purchases available.

### Is Journal & Diary free?

Journal & Diary is free to download, with in-app purchases available.

### Which is updated more often, PayTalk™ or Journal & Diary?

PayTalk™ ships an update every 10 days, and Journal & Diary every 2 weeks. Most recently, PayTalk™ was updated on October 27, 2026 and Journal & Diary on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*